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Compare 85611 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Elgin just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 423 neighbors looking to save on their home insurance policy in the local 85611 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 85611. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Arizona rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Elgin, AZ home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Elgin, AZ

85611 Home Insurance Average Premiums

Local 85611 homeowners insurance quotes comparison

$375 /yr.

Shows Zip Code: 85611 lowest rates with discounts applied on average.

For the 85611, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$375 /yr.
Average Coverage:$625 /yr.
2600 sq. ft. or higher
(all discounts applied)
$925 /yr.

What is the average home insurance cost for a home in 85611?

  • • The average homeowners insurance premium paid annually for a home in 85611 is around $625 per year.

What does it cost on average per month for home insurance in 85611?

  • • Homeowners in 85611 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 85611?

  • • Autoowners in 85611 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Elgin area, check out other zip codes nearby 85611.
Review average rates in another zip code:
85611 homeowners insurance rates

Home Replacement Cost Coverage in 85611

Average Building Cost Per Square Foot in 85611: $161

Location: Elgin, Arizona (Santa Cruz County)

Average Square Footage in 85611: 1,667 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85611 before you start any project. Elgin homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85611 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85611 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,667 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Elgin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,667$268,400
Additional Upgrades & Added Features$2011,667$335,500
Major Home Updates or Advancements$2421,667$402,600

It's important to understand that when you estimate your replacement cost of your home in the 85611 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85611

Best Home & Auto Insurance Agencies in 85611

Housing Demographics for 85611

Population Review for 85611 Zip Code

For the city of Elgin, the population within 85611 has increased to over 1,029 residents in population size. The current population total is 1,017. We have broken down the population based on race below. In 85611, there are over 483 in male population and 534 females.

PopulationValues
Total Population1,017
White Population837
Black Population2
Hispanic Population159
Asian Population7
Hawaiian Population2
Indian Population12
Other Population31
Male Population483
Female Population534
Population Estimate1029

Household Data for 85611

The average number of homes in 85611 is around 423, there are an average of 2.40 per household. The average house value according to local real estate values is around $268,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode423
Persons Per Household2.40
Average House Value$268,400
Income Per Household$54844
Median Age59.1
Median Age Male58.6
Median Age Female59.4
85611 DetailsValues
StateAZ
State Full NameArizona
City TypeN
City Alias Abbreviation
Area Code520
CityElgin
City Alias NameELGIN
CountySanta Cruz
County FIPS023
State FIPS04
Time Zone7
Day Light SavingN
MSA
PMSA
CSA536
CBSA35700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameNogales, AZ
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees39
Business First Quarter Payroll254
Business Annual Payroll1210
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population47420
CBSA Division Population0
Congressional District06|07
Congressional LandArea625.07|205.12
Delivery Residential429
Delivery Business7
Delivery Total456
Preferred Last Line Key003063
Classification Code
Multi-CountyY
CSA NameTucson-Nogales, AZ
CBSA_DIV_Name
City State Key003063
Land Area382.424000
Water Area0.277000
City Alias Code
City Mixed CaseElgin
City Alias Mixed CaseElgin
Box Count0
SFDU128
MFDU0
State ANSI04
County ANSI023
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number038140
Unique ZIP Name
SSA State County Code03110
Medicare CBSA Code99903
Medicare CBSA NameRural Areas in AZ
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSanta Cruz

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