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85613 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 85613 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Fort Huachuca, AZ. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 85613 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Arizona, like average Fort Huachuca homeowners insurance rates, coverage options or home insurance types, please select Fort Huachuca, AZ Home Insurance Rates Online!

85613 Home Insurance Average Premiums

Local 85613 homeowners insurance quotes comparison

$365 /yr.

Shows Zip Code: 85613 lowest rates with discounts applied on average.

For the 85613, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$365 /yr.
Average Coverage:$615 /yr.
2600 sq. ft. or higher
(all discounts applied)
$915 /yr.

What is the average home insurance cost for a home in 85613?

  • • The average homeowners insurance premium paid annually for a home in 85613 is around $615 per year.

What does it cost on average per month for home insurance in 85613?

  • • Homeowners in 85613 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 85613?

  • • Autoowners in 85613 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Huachuca area, check out other zip codes nearby 85613.
Review average rates in another zip code:
85613 homeowners insurance rates

Home Replacement Cost Coverage in 85613

Average Building Cost Per Square Foot in 85613: $161

Location: Fort Huachuca, Arizona (Cochise County)

Average Square Footage in 85613: 1,025 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85613 before you start any project. Fort Huachuca homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85613 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85613 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,025 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Huachuca area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,025$165,000
Additional Upgrades & Added Features$2011,025$206,250
Major Home Updates or Advancements$2421,025$247,500

It's important to understand that when you estimate your replacement cost of your home in the 85613 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85613

Best Home & Auto Insurance Agencies in 85613

Housing Demographics for 85613

Population Review for 85613 Zip Code

For the city of Fort Huachuca, the population within 85613 has increased to over 3,685 residents in population size. The current population total is 5,239. We have broken down the population based on race below. In 85613, there are over 3285 in male population and 1954 females.

PopulationValues
Total Population5,239
White Population2899
Black Population813
Hispanic Population1310
Asian Population342
Hawaiian Population56
Indian Population59
Other Population534
Male Population3285
Female Population1954
Population Estimate3685

Household Data for 85613

The average number of homes in 85613 is around 901, there are an average of 3.49 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode901
Persons Per Household3.49
Average House Value$165,000
Income Per Household$88135
Median Age23.5
Median Age Male23.5
Median Age Female23.4
85613 DetailsValues
StateAZ
State Full NameArizona
City TypeB
City Alias Abbreviation
Area Code520
CityFort Huachuca
City Alias NameFORT HUACHUCA
CountyCochise
County FIPS003
State FIPS04
Time Zone7
Day Light SavingN
MSA
PMSA
CSA
CBSA43420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSierra Vista-Douglas, AZ
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses57
Number Of Employees2070
Business First Quarter Payroll30076
Business Annual Payroll141071
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population131346
CBSA Division Population0
Congressional District06
Congressional LandArea625.07
Delivery Residential1056
Delivery Business4
Delivery Total1361
Preferred Last Line KeyZ10529
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ10529
Land Area56.958000
Water Area0.014000
City Alias Code
City Mixed CaseFort Huachuca
City Alias Mixed CaseFort Huachuca
Box Count0
SFDU38
MFDU0
State ANSI04
County ANSI003
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number037965
Unique ZIP Name
SSA State County Code03010
Medicare CBSA Code43420
Medicare CBSA NameSierra Vista-Douglas, AZ
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseCochise

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