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85618 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 85618 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Mammoth, AZ quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 85618.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 85618 and start shopping.

Quickly and Easily Compare Average Rates for 85618

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Mammoth, AZ home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 85618

Homeowners in Mammoth are paying roughly $654 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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85618 Home Insurance Average Premiums

Local 85618 homeowners insurance quotes comparison

$404 /yr.

Shows Zip Code: 85618 lowest rates with discounts applied on average.

For the 85618, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$404 /yr.
Average Coverage:$654 /yr.
2600 sq. ft. or higher
(all discounts applied)
$954 /yr.

What is the average home insurance cost for a home in 85618?

  • • The average homeowners insurance premium paid annually for a home in 85618 is around $654 per year.

What does it cost on average per month for home insurance in 85618?

  • • Homeowners in 85618 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 85618?

  • • Autoowners in 85618 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mammoth area, check out other zip codes nearby 85618.
Review average rates in another zip code:
85618 homeowners insurance rates

Home Replacement Cost Coverage in 85618

Average Building Cost Per Square Foot in 85618: $161

Location: Mammoth, Arizona (Pinal County)

Average Square Footage in 85618: 396 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85618 before you start any project. Mammoth homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85618 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85618 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 396 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mammoth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$161396$63,800
Additional Upgrades & Added Features$201396$79,750
Major Home Updates or Advancements$242396$95,700

It's important to understand that when you estimate your replacement cost of your home in the 85618 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85618

Best Home & Auto Insurance Agencies in 85618

Housing Demographics for 85618

Population Review for 85618 Zip Code

For the city of Mammoth, the population within 85618 has increased to over 0 residents in population size. The current population total is 1,271. We have broken down the population based on race below. In 85618, there are over 651 in male population and 620 females.

PopulationValues
Total Population1,271
White Population705
Black Population0
Hispanic Population840
Asian Population7
Hawaiian Population2
Indian Population42
Other Population215
Male Population651
Female Population620
Population Estimate0

Household Data for 85618

The average number of homes in 85618 is around 535, there are an average of 2.38 per household. The average house value according to local real estate values is around $63,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode535
Persons Per Household2.38
Average House Value$63,800
Income Per Household$44034
Median Age50.5
Median Age Male50.5
Median Age Female50.5
85618 DetailsValues
StateAZ
State Full NameArizona
City TypeZ
City Alias Abbreviation
Area Code520
CityMammoth
City Alias NameMAMMOTH
CountyPinal
County FIPS021
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees79
Business First Quarter Payroll445
Business Annual Payroll1823
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District02|06
Congressional LandArea7838.12|625.07
Delivery Residential0
Delivery Business0
Delivery Total733
Preferred Last Line KeyZ10657
Classification CodeP
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10657
Land Area259.752000
Water Area0.000000
City Alias Code
City Mixed CaseMammoth
City Alias Mixed CaseMammoth
Box Count669
SFDU0
MFDU0
State ANSI04
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number034995
Unique ZIP Name
SSA State County Code03100
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CasePinal

Arizona Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]