Get multiple home insurance quotes in 85625. Our licensed 85625, AZ agents are ready to serve you.

Check Out 85625 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Pearce, AZ.

We will gather some basic information about your home in Pearce, AZ and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Arizona licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 85625 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 85625

We have pulled together a variety of data related to homeowners insurance in Arizona. Simply click on one of the links below to learn about the average cost of homeowners insurance in Arizona as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Pearce, AZ home insurance quotes in your local city and review the most competitive coverages and premiums.

85625 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 85625 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Arizona is roughly $664. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 85625 homeowners insurance policy!

85625 Home Insurance Average Premiums

Local 85625 homeowners insurance quotes comparison

$414 /yr.

Shows Zip Code: 85625 lowest rates with discounts applied on average.

For the 85625, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$414 /yr.
Average Coverage:$664 /yr.
2600 sq. ft. or higher
(all discounts applied)
$964 /yr.

What is the average home insurance cost for a home in 85625?

  • • The average homeowners insurance premium paid annually for a home in 85625 is around $664 per year.

What does it cost on average per month for home insurance in 85625?

  • • Homeowners in 85625 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 85625?

  • • Autoowners in 85625 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pearce area, check out other zip codes nearby 85625.
Review average rates in another zip code:
85625 homeowners insurance rates

Home Replacement Cost Coverage in 85625

Average Building Cost Per Square Foot in 85625: $161

Location: Pearce, Arizona (Cochise County)

Average Square Footage in 85625: 738 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85625 before you start any project. Pearce homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85625 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85625 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 738 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pearce area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$161738$118,800
Additional Upgrades & Added Features$201738$148,500
Major Home Updates or Advancements$242738$178,200

It's important to understand that when you estimate your replacement cost of your home in the 85625 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85625

Best Home & Auto Insurance Agencies in 85625

Housing Demographics for 85625

Population Review for 85625 Zip Code

For the city of Pearce, the population within 85625 has increased to over 1,666 residents in population size. The current population total is 1,871. We have broken down the population based on race below. In 85625, there are over 940 in male population and 931 females.

PopulationValues
Total Population1,871
White Population1556
Black Population9
Hispanic Population272
Asian Population7
Hawaiian Population0
Indian Population29
Other Population77
Male Population940
Female Population931
Population Estimate1666

Household Data for 85625

The average number of homes in 85625 is around 976, there are an average of 1.92 per household. The average house value according to local real estate values is around $118,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode976
Persons Per Household1.92
Average House Value$118,800
Income Per Household$42446
Median Age62.7
Median Age Male62.4
Median Age Female63.2
85625 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code520
CityPearce
City Alias NamePEARCE
CountyCochise
County FIPS003
State FIPS04
Time Zone7
Day Light SavingN
MSA
PMSA
CSA
CBSA43420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSierra Vista-Douglas, AZ
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses24
Number Of Employees81
Business First Quarter Payroll416
Business Annual Payroll2194
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population131346
CBSA Division Population0
Congressional District06
Congressional LandArea625.07
Delivery Residential868
Delivery Business26
Delivery Total1502
Preferred Last Line KeyZ10741
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ10741
Land Area338.354000
Water Area0.169000
City Alias Code
City Mixed CasePearce
City Alias Mixed CasePearce
Box Count453
SFDU709
MFDU2
State ANSI04
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number036253
Unique ZIP Name
SSA State County Code03010
Medicare CBSA Code43420
Medicare CBSA NameSierra Vista-Douglas, AZ
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseCochise

Arizona Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]