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Home Insurance Rates in 85632

For homeowners shopping online in 85632, our insurance rates are very competitive for homeowners living in San Simon, AZ. Many homeowners based out of the great city of San Simon have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 85632, simply click the "Get Multiple Quotes Now" button. Your 85632 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. San Simon, AZ Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

85632 Home Insurance Rating is: Very Low!

If you live in 85632, you can easily save up to 40% off the average home insurance premium of $630 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in San Simon can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 85632 today!

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85632 Home Insurance Average Premiums

Local 85632 homeowners insurance quotes comparison

$380 /yr.

Shows Zip Code: 85632 lowest rates with discounts applied on average.

For the 85632, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$380 /yr.
Average Coverage:$630 /yr.
2600 sq. ft. or higher
(all discounts applied)		$930 /yr.

What is the average home insurance cost for a home in 85632?

  • • The average homeowners insurance premium paid annually for a home in 85632 is around $630 per year.

What does it cost on average per month for home insurance in 85632?

  • • Homeowners in 85632 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 85632?

  • • Autoowners in 85632 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the San Simon area, check out other zip codes nearby 85632.
Review average rates in another zip code:
85632 homeowners insurance rates

Home Replacement Cost Coverage in 85632

Average Building Cost Per Square Foot in 85632: $161

Location: San Simon, Arizona (Cochise County)

Average Square Footage in 85632: 764 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85632 before you start any project. San Simon homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85632 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85632 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 764 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Simon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$161764$123,000
Additional Upgrades & Added Features$201764$153,750
Major Home Updates or Advancements$242764$184,500

It's important to understand that when you estimate your replacement cost of your home in the 85632 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85632

Best Home & Auto Insurance Agencies in 85632

Housing Demographics for 85632

Population Review for 85632 Zip Code

For the city of San Simon, the population within 85632 has increased to over 395 residents in population size. The current population total is 812. We have broken down the population based on race below. In 85632, there are over 426 in male population and 386 females.

PopulationValues
Total Population812
White Population627
Black Population4
Hispanic Population178
Asian Population1
Hawaiian Population0
Indian Population8
Other Population55
Male Population426
Female Population386
Population Estimate395

Household Data for 85632

The average number of homes in 85632 is around 365, there are an average of 2.22 per household. The average house value according to local real estate values is around $123,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode365
Persons Per Household2.22
Average House Value$123,000
Income Per Household$43676
Median Age57.9
Median Age Male58.8
Median Age Female56.7
85632 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code520
CitySan Simon
City Alias NameSAN SIMON
CountyCochise
County FIPS003
State FIPS04
Time Zone7
Day Light SavingN
MSA
PMSA
CSA
CBSA43420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSierra Vista-Douglas, AZ
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses17
Number Of Employees135
Business First Quarter Payroll1157
Business Annual Payroll5099
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population131346
CBSA Division Population0
Congressional District06
Congressional LandArea625.07
Delivery Residential178
Delivery Business1
Delivery Total1785
Preferred Last Line KeyZ10814
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ10814
Land Area828.517000
Water Area0.215000
City Alias Code
City Mixed CaseSan Simon
City Alias Mixed CaseSan Simon
Box Count129
SFDU127
MFDU0
State ANSI04
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number037585
Unique ZIP Name
SSA State County Code03010
Medicare CBSA Code43420
Medicare CBSA NameSierra Vista-Douglas, AZ
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseCochise

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