Get multiple home insurance quotes in 85650. Our licensed 85650, AZ agents are ready to serve you.

85650 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 85650 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Sierra Vista, AZ. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 85650 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Arizona, like average Sierra Vista homeowners insurance rates, coverage options or home insurance types, please select Sierra Vista, AZ Home Insurance Rates Online!

85650 Home Insurance Average Premiums

Local 85650 homeowners insurance quotes comparison

$555 /yr.

Shows Zip Code: 85650 lowest rates with discounts applied on average.

For the 85650, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$555 /yr.
Average Coverage:$805 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1105 /yr.

What is the average home insurance cost for a home in 85650?

  • • The average homeowners insurance premium paid annually for a home in 85650 is around $805 per year.

What does it cost on average per month for home insurance in 85650?

  • • Homeowners in 85650 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 85650?

  • • Autoowners in 85650 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Sierra Vista, check out other zip codes nearby 85650.
To review average rates in another zip code, click on a zip code below:
85635  |  85650  | 

Home Replacement Cost Coverage in 85650

Average Building Cost Per Square Foot in 85650: $161

Location: Sierra Vista, Arizona (Cochise County)

Average Square Footage in 85650: 1,534 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85650 before you start any project. Sierra Vista homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85650 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85650 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,534 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sierra Vista area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,534$247,000
Additional Upgrades & Added Features$2011,534$308,750
Major Home Updates or Advancements$2421,534$370,500

It's important to understand that when you estimate your replacement cost of your home in the 85650 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85650

Best Home & Auto Insurance Agencies in 85650

Allstate Insurance Companies

Address: 3499 Canyon de Flores Sierra Vista, AZ 85650
Phone:
Website:
Info:

Housing Demographics for 85650

Population Review for 85650 Zip Code

For the city of Sierra Vista, the population within 85650 has increased to over 15,823 residents in population size. The current population total is 14,857. We have broken down the population based on race below. In 85650, there are over 7262 in male population and 7595 females.

PopulationValues
Total Population14,857
White Population10980
Black Population556
Hispanic Population2605
Asian Population520
Hawaiian Population53
Indian Population108
Other Population668
Male Population7262
Female Population7595
Population Estimate15823

Household Data for 85650

The average number of homes in 85650 is around 6,193, there are an average of 2.40 per household. The average house value according to local real estate values is around $247,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,193
Persons Per Household2.40
Average House Value$247,000
Income Per Household$74707
Median Age52.4
Median Age Male50.8
Median Age Female54.1
85650 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code520
CitySierra Vista
City Alias NameSIERRA VISTA
CountyCochise
County FIPS003
State FIPS04
Time Zone7
Day Light SavingN
MSA
PMSA
CSA
CBSA43420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSierra Vista-Douglas, AZ
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses155
Number Of Employees1575
Business First Quarter Payroll15567
Business Annual Payroll65454
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population131346
CBSA Division Population0
Congressional District06
Congressional LandArea625.07
Delivery Residential6593
Delivery Business114
Delivery Total11601
Preferred Last Line KeyZ10838
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ10838
Land Area41.294000
Water Area0.021000
City Alias Code
City Mixed CaseSierra Vista
City Alias Mixed CaseSierra Vista
Box Count0
SFDU2814
MFDU1
State ANSI04
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number037965
Unique ZIP Name
SSA State County Code03010
Medicare CBSA Code43420
Medicare CBSA NameSierra Vista-Douglas, AZ
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseCochise

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