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Homeowners Insurance coverage in 85755

If you are a homeowner in 85755 or Tucson, AZ you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Tucson.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 85755.

Learn more about our homeowners insurance shopping service by selecting the best Tucson, AZ Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 85755?

Residents of Tucson have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Arizona? While Arizona is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Arizona comes in at 46 in the country for homeowners insurance premiums.

If you are living in 85755 zipcode, expect to pay around $670 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Tucson does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

85755 Home Insurance Average Premiums

Local 85755 homeowners insurance quotes comparison

$420 /yr.

Shows Zip Code: 85755 lowest rates with discounts applied on average.

For the 85755, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$420 /yr.
Average Coverage:$670 /yr.
2600 sq. ft. or higher
(all discounts applied)
$970 /yr.

What is the average home insurance cost for a home in 85755?

  • • The average homeowners insurance premium paid annually for a home in 85755 is around $670 per year.

What does it cost on average per month for home insurance in 85755?

  • • Homeowners in 85755 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 85755?

  • • Autoowners in 85755 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tucson area, check out other zip codes nearby 85755.
Review average rates in another zip code:
85745 homeowners insurance rates
85710 homeowners insurance rates
85716 homeowners insurance rates
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85736 homeowners insurance rates
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85749 homeowners insurance rates
85705 homeowners insurance rates

Home Replacement Cost Coverage in 85755

Average Building Cost Per Square Foot in 85755: $161

Location: Tucson, Arizona (Pima County)

Average Square Footage in 85755: 2,232 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85755 before you start any project. Tucson homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85755 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85755 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,232 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tucson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1612,232$359,300
Additional Upgrades & Added Features$2012,232$449,125
Major Home Updates or Advancements$2422,232$538,950

It's important to understand that when you estimate your replacement cost of your home in the 85755 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85755

Best Home & Auto Insurance Agencies in 85755

Allstate Auto Insurance

Address: 12470 N Rancho Vistoso Blvd Oro Valley, AZ 85755
Phone:
Website:
Info:

Koenig- Brent D - State Farm Insurance Agent

Address: 12451 N Rancho Vistoso Blvd Oro Valley, AZ 85755
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 85755

Population Review for 85755 Zip Code

For the city of Tucson, the population within 85755 has increased to over 21,926 residents in population size. The current population total is 18,277. We have broken down the population based on race below. In 85755, there are over 8621 in male population and 9656 females.

PopulationValues
Total Population18,277
White Population14989
Black Population286
Hispanic Population2062
Asian Population763
Hawaiian Population14
Indian Population96
Other Population428
Male Population8621
Female Population9656
Population Estimate21926

Household Data for 85755

The average number of homes in 85755 is around 7,832, there are an average of 2.28 per household. The average house value according to local real estate values is around $359,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,832
Persons Per Household2.28
Average House Value$359,300
Income Per Household$98196
Median Age60.9
Median Age Male60.2
Median Age Female61.4
85755 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code520
CityTucson
City Alias NameTUCSON
CountyPima
County FIPS019
State FIPS04
Time Zone7
Day Light SavingN
MSA8520
PMSA
CSA536
CBSA46060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTucson, AZ
MSA_NameTucson, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses321
Number Of Employees4561
Business First Quarter Payroll105650
Business Annual Payroll351093
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population980263
CBSA Division Population0
Congressional District06
Congressional LandArea625.07
Delivery Residential9617
Delivery Business134
Delivery Total9679
Preferred Last Line KeyZ10945
Classification Code
Multi-County
CSA NameTucson-Nogales, AZ
CBSA_DIV_Name
City State KeyZ10945
Land Area33.837000
Water Area0.000000
City Alias Code
City Mixed CaseTucson
City Alias Mixed CaseTucson
Box Count0
SFDU6139
MFDU2086
State ANSI04
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number038880
Unique ZIP Name
SSA State County Code03090
Medicare CBSA Code46060
Medicare CBSA NameTucson, AZ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CasePima

Arizona Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]