Get multiple home insurance quotes in 85743. Our licensed 85743, AZ agents are ready to serve you.

Compare 85743 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 85743 area? The average homeowners premium in Arizona for a standard homeowners policy is around $697/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 85743 zip code, the population size is around 30,441 with 11,980 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 85743.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Tucson, AZ Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. AZ RateDiscountsSavingsShop Rates
$866up to 40% off$346

85743 Home Insurance Average Premiums

Local 85743 homeowners insurance quotes comparison

$447 /yr.

Shows Zip Code: 85743 lowest rates with discounts applied on average.

For the 85743, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$447 /yr.
Average Coverage:$697 /yr.
2600 sq. ft. or higher
(all discounts applied)
$997 /yr.

What is the average home insurance cost for a home in 85743?

  • • The average homeowners insurance premium paid annually for a home in 85743 is around $697 per year.

What does it cost on average per month for home insurance in 85743?

  • • Homeowners in 85743 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 85743?

  • • Autoowners in 85743 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tucson area, check out other zip codes nearby 85743.
Review average rates in another zip code:
85741 homeowners insurance rates
85708 homeowners insurance rates
85715 homeowners insurance rates
85719 homeowners insurance rates
85737 homeowners insurance rates
85743 homeowners insurance rates
85750 homeowners insurance rates
85713 homeowners insurance rates
85730 homeowners insurance rates
85701 homeowners insurance rates

Home Replacement Cost Coverage in 85743

Average Building Cost Per Square Foot in 85743: $161

Location: Tucson, Arizona (Pima County)

Average Square Footage in 85743: 1,548 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85743 before you start any project. Tucson homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85743 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85743 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,548 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tucson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,548$249,300
Additional Upgrades & Added Features$2011,548$311,625
Major Home Updates or Advancements$2421,548$373,950

It's important to understand that when you estimate your replacement cost of your home in the 85743 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85743

Best Home & Auto Insurance Agencies in 85743

Nelder- Donald K - State Farm Insurance Agent

Address: 7850 N Silverbell Rd, #184 Tucson, AZ 85743
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Co. - Salazar & Barnard

Address: 7620 N Hartman Ln, #10 Tucson, AZ 85743
Phone:
Website:
Info:

Housing Demographics for 85743

Population Review for 85743 Zip Code

For the city of Tucson, the population within 85743 has increased to over 32,543 residents in population size. The current population total is 30,441. We have broken down the population based on race below. In 85743, there are over 15105 in male population and 15336 females.

PopulationValues
Total Population30,441
White Population22238
Black Population553
Hispanic Population7020
Asian Population1183
Hawaiian Population48
Indian Population362
Other Population1840
Male Population15105
Female Population15336
Population Estimate32543

Household Data for 85743

The average number of homes in 85743 is around 11,980, there are an average of 2.53 per household. The average house value according to local real estate values is around $249,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,980
Persons Per Household2.53
Average House Value$249,300
Income Per Household$76706
Median Age45.2
Median Age Male44.2
Median Age Female46.1
85743 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code520
CityTucson
City Alias NameTUCSON
CountyPima
County FIPS019
State FIPS04
Time Zone7
Day Light SavingN
MSA8520
PMSA
CSA536
CBSA46060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTucson, AZ
MSA_NameTucson, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses493
Number Of Employees6280
Business First Quarter Payroll62419
Business Annual Payroll282722
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population980263
CBSA Division Population0
Congressional District06|07
Congressional LandArea625.07|205.12
Delivery Residential12863
Delivery Business362
Delivery Total20334
Preferred Last Line KeyZ10945
Classification Code
Multi-County
CSA NameTucson-Nogales, AZ
CBSA_DIV_Name
City State KeyZ10945
Land Area118.239000
Water Area0.072000
City Alias Code
City Mixed CaseTucson
City Alias Mixed CaseTucson
Box Count0
SFDU7932
MFDU1115
State ANSI04
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number038880
Unique ZIP Name
SSA State County Code03090
Medicare CBSA Code46060
Medicare CBSA NameTucson, AZ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CasePima

Arizona Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]