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85741 Home Insurance Quotes & Rates
Currently, the 14,020 homes within the 85741 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Arizona is around $661 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Tucson, AZ, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 85741.
Arizona is now ranking #46 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Tucson home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Arizona has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 85741 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Tucson, Arizona home insurance rates today!
Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Tucson, AZ Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!
85741 Home Insurance Average Premiums
For the 85741, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $411 /yr. |
Average Coverage: | $661 /yr. |
2600 sq. ft. or higher (all discounts applied) | $961 /yr. |
What is the average home insurance cost for a home in 85741?
- • The average homeowners insurance premium paid annually for a home in 85741 is around $661 per year.
What does it cost on average per month for home insurance in 85741?
- • Homeowners in 85741 pay a monthly average cost per month around $55.00.
What kind of discount could I get if I combine my home and auto insurance together in 85741?
- • Autoowners in 85741 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Tucson area, check out other zip codes nearby 85741.
Review average rates in another zip code:
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85708 homeowners insurance rates
85711 homeowners insurance rates
Home Replacement Cost Coverage in 85741
Average Building Cost Per Square Foot in 85741: $161
Location: Tucson, Arizona (Pima County)Average Square Footage in 85741: 1,260 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 85741 before you start any project. Tucson homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85741 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 85741 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,260 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tucson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $161 | 1,260 | $202,800 |
Additional Upgrades & Added Features | $201 | 1,260 | $253,500 |
Major Home Updates or Advancements | $242 | 1,260 | $304,200 |
It's important to understand that when you estimate your replacement cost of your home in the 85741 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 85741
Allstate Insurance - Kathryn Mcmurrich
Address: 4145 W Ina Rd #131 Tucson, AZ 85741Phone: (520)744-3998
Website:
Best Home & Auto Insurance Agencies in 85741
Houlton Robin State Farm Insurance
Address: 3682 W Orange Grove Rd, #110 Tucson, AZ 85741Phone:
Website:
Info:
Allstate Insurance Companies
Address: 3682 W Orange Grove Rd Tucson, AZ 85741Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com
American Family Insurance - Agents- Rodriguez Tony
Address: 2120 W Ina Rd, #101b Tucson, AZ 85741Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities
Allstate Insurance-John Dooling
Address: 4237 W Ina Rd, #107 Tucson, AZ 85741Phone:
Website: http://www.agent.allstate.com/30146
Info:
Valarie C Fruit Ins Agency Inc - State Farm Insurance Agent
Address: 7630 N La Cholla Blvd Tucson, AZ 85741Phone:
Website: http://www.tucson.citysearch.com/profile/external/46277377/tucson_az/valarie_c_fruit_ins_agcy_inc_state_farm_insurance_agent.html
Info:
Housing Demographics for 85741
Population Review for 85741 Zip Code
For the city of Tucson, the population within 85741 has increased to over 34,284 residents in population size. The current population total is 34,131. We have broken down the population based on race below. In 85741, there are over 16747 in male population and 17384 females.
Population | Values |
---|---|
Total Population | 34,131 |
White Population | 22794 |
Black Population | 935 |
Hispanic Population | 10495 |
Asian Population | 1324 |
Hawaiian Population | 84 |
Indian Population | 483 |
Other Population | 2953 |
Male Population | 16747 |
Female Population | 17384 |
Population Estimate | 34284 |
Household Data for 85741
The average number of homes in 85741 is around 14,020, there are an average of 2.42 per household. The average house value according to local real estate values is around $202,800. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 14,020 |
Persons Per Household | 2.42 |
Average House Value | $202,800 |
Income Per Household | $63660 |
Median Age | 38.4 |
Median Age Male | 36.7 |
Median Age Female | 40.0 |
85741 Details | Values |
---|---|
State | AZ |
State Full Name | Arizona |
City Type | P |
City Alias Abbreviation | |
Area Code | 520 |
City | Tucson |
City Alias Name | TUCSON |
County | Pima |
County FIPS | 019 |
State FIPS | 04 |
Time Zone | 7 |
Day Light Saving | N |
MSA | 8520 |
PMSA | |
CSA | 536 |
CBSA | 46060 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Tucson, AZ |
MSA_Name | Tucson, AZ MSA |
PMSA_Name | |
Region | West |
Division | Mountain |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 882 |
Number Of Employees | 13969 |
Business First Quarter Payroll | 157920 |
Business Annual Payroll | 667693 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 980263 |
CBSA Division Population | 0 |
Congressional District | 06 |
Congressional LandArea | 625.07 |
Delivery Residential | 14167 |
Delivery Business | 855 |
Delivery Total | 14549 |
Preferred Last Line Key | Z10945 |
Classification Code | |
Multi-County | |
CSA Name | Tucson-Nogales, AZ |
CBSA_DIV_Name | |
City State Key | Z10945 |
Land Area | 9.507000 |
Water Area | 0.087000 |
City Alias Code | |
City Mixed Case | Tucson |
City Alias Mixed Case | Tucson |
Box Count | 0 |
SFDU | 6835 |
MFDU | 3748 |
State ANSI | 04 |
County ANSI | 019 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 038880 |
Unique ZIP Name | |
SSA State County Code | 03090 |
Medicare CBSA Code | 46060 |
Medicare CBSA Name | Tucson, AZ |
Medicare CBSA Type | Metro |
Market Rating Area ID | 6 |
County Mixed Case | Pima |
Arizona Homeowners Insurance News & Information
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2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025
Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance. We thought it might be a good idea to look at some spring cleaning and maintenance […]
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Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025
According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone. Data from the Intercontinental Exchange (ICE) showed […]
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Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025
According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid. Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]