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Home Insurance Rates in 85930

For homeowners shopping online in 85930, our insurance rates are very competitive for homeowners living in Mcnary, AZ. Many homeowners based out of the great city of Mcnary have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 85930, simply click the "Get Multiple Quotes Now" button. Your 85930 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Mcnary, AZ Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

85930 Home Insurance Rating is: Very Low!

If you live in 85930, you can easily save up to 40% off the average home insurance premium of $654 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Mcnary can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 85930 today!

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85930 Home Insurance Average Premiums

Local 85930 homeowners insurance quotes comparison

$404 /yr.

Shows Zip Code: 85930 lowest rates with discounts applied on average.

For the 85930, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$404 /yr.
Average Coverage:$654 /yr.
2600 sq. ft. or higher
(all discounts applied)
$954 /yr.

What is the average home insurance cost for a home in 85930?

  • • The average homeowners insurance premium paid annually for a home in 85930 is around $654 per year.

What does it cost on average per month for home insurance in 85930?

  • • Homeowners in 85930 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 85930?

  • • Autoowners in 85930 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mcnary area, check out other zip codes nearby 85930.
Review average rates in another zip code:
85930 homeowners insurance rates

Home Replacement Cost Coverage in 85930

Average Building Cost Per Square Foot in 85930: $161

Location: Mcnary, Arizona (Apache County)

Average Square Footage in 85930: 581 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85930 before you start any project. Mcnary homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85930 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85930 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 581 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mcnary area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$161581$93,600
Additional Upgrades & Added Features$201581$117,000
Major Home Updates or Advancements$242581$140,400

It's important to understand that when you estimate your replacement cost of your home in the 85930 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85930

Best Home & Auto Insurance Agencies in 85930

Housing Demographics for 85930

Population Review for 85930 Zip Code

For the city of Mcnary, the population within 85930 has increased to over 0 residents in population size. The current population total is 1,122. We have broken down the population based on race below. In 85930, there are over 563 in male population and 559 females.

PopulationValues
Total Population1,122
White Population21
Black Population3
Hispanic Population51
Asian Population1
Hawaiian Population1
Indian Population1061
Other Population7
Male Population563
Female Population559
Population Estimate0

Household Data for 85930

The average number of homes in 85930 is around 259, there are an average of 4.33 per household. The average house value according to local real estate values is around $93,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode259
Persons Per Household4.33
Average House Value$93,600
Income Per Household$52976
Median Age24.3
Median Age Male24.8
Median Age Female23.6
85930 DetailsValues
StateAZ
State Full NameArizona
City TypeZ
City Alias Abbreviation
Area Code928
CityMcnary
City Alias NameMCNARY
CountyApache
County FIPS001
State FIPS04
Time Zone7
Day Light SavingN
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea7838.12
Delivery Residential0
Delivery Business0
Delivery Total553
Preferred Last Line KeyZ10667
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ10667
Land Area133.477000
Water Area0.698000
City Alias Code
City Mixed CaseMcNary
City Alias Mixed CaseMcNary
Box Count201
SFDU0
MFDU0
State ANSI04
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number034921
Unique ZIP Name
SSA State County Code03000
Medicare CBSA Code99903
Medicare CBSA NameRural Areas in AZ
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseApache

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