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85934 Home Insurance Rates

Getting multiple homeowners insurance rates in 85934 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Pinedale, AZ. Many homeowners based out of the 85934 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Arizona licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 85934 should appear in the zip code field ready to go. For Pinedale, AZ Home Insurance Quotes, Click to easily get started!

85934 Homeowners Insurance Rates, Average Rating: Very Low!

Your homeowners insurance policy in 85934 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Pinedale. For a basic HO-3, standard homeowners policy, the average premium per year in Arizona is around $578. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 85934 zip code today and let us help you save time and money on your homeowners insurance premium.

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85934 Home Insurance Average Premiums

Local 85934 homeowners insurance quotes comparison

$328 /yr.

Shows Zip Code: 85934 lowest rates with discounts applied on average.

For the 85934, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$328 /yr.
Average Coverage:$578 /yr.
2600 sq. ft. or higher
(all discounts applied)
$878 /yr.

What is the average home insurance cost for a home in 85934?

  • • The average homeowners insurance premium paid annually for a home in 85934 is around $578 per year.

What does it cost on average per month for home insurance in 85934?

  • • Homeowners in 85934 pay a monthly average cost per month around $48.00.

What kind of discount could I get if I combine my home and auto insurance together in 85934?

  • • Autoowners in 85934 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pinedale area, check out other zip codes nearby 85934.
Review average rates in another zip code:
85934 homeowners insurance rates

Home Replacement Cost Coverage in 85934

Average Building Cost Per Square Foot in 85934: $161

Location: Pinedale, Arizona (Navajo County)

Average Square Footage in 85934: 1,927 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85934 before you start any project. Pinedale homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85934 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85934 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,927 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pinedale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,927$310,300
Additional Upgrades & Added Features$2011,927$387,875
Major Home Updates or Advancements$2421,927$465,450

It's important to understand that when you estimate your replacement cost of your home in the 85934 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85934

Best Home & Auto Insurance Agencies in 85934

Housing Demographics for 85934

Population Review for 85934 Zip Code

For the city of Pinedale, the population within 85934 has increased to over 0 residents in population size. The current population total is 601. We have broken down the population based on race below. In 85934, there are over 301 in male population and 300 females.

PopulationValues
Total Population601
White Population561
Black Population2
Hispanic Population24
Asian Population0
Hawaiian Population2
Indian Population1
Other Population4
Male Population301
Female Population300
Population Estimate0

Household Data for 85934

The average number of homes in 85934 is around 255, there are an average of 2.36 per household. The average house value according to local real estate values is around $310,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode255
Persons Per Household2.36
Average House Value$310,300
Income Per Household$0
Median Age57.4
Median Age Male59.2
Median Age Female53.3
85934 DetailsValues
StateAZ
State Full NameArizona
City TypeZ
City Alias Abbreviation
Area Code928
CityPinedale
City Alias NamePINEDALE
CountyNavajo
County FIPS017
State FIPS04
Time Zone7
Day Light SavingN
MSA
PMSA
CSA
CBSA43320
CBSA_DIV
CBSA_TypeMicro
CBSA_NameShow Low, AZ
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees18
Business First Quarter Payroll139
Business Annual Payroll647
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population107449
CBSA Division Population0
Congressional District02
Congressional LandArea7838.12
Delivery Residential0
Delivery Business0
Delivery Total307
Preferred Last Line KeyZ10755
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ10755
Land Area60.999000
Water Area0.000000
City Alias Code
City Mixed CasePinedale
City Alias Mixed CasePinedale
Box Count301
SFDU0
MFDU0
State ANSI04
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number036512
Unique ZIP Name
SSA State County Code03080
Medicare CBSA Code99903
Medicare CBSA NameRural Areas in AZ
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseNavajo

Arizona Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]