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85936 Home Insurance Quotes & Rates

Currently, the 1,389 homes within the 85936 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Arizona is around $659 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Saint Johns, AZ, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 85936.

Arizona is now ranking #46 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Saint Johns home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Arizona has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 85936 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Saint Johns, Arizona home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Saint Johns, AZ Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

85936 Home Insurance Average Premiums

Local 85936 homeowners insurance quotes comparison

$409 /yr.

Shows Zip Code: 85936 lowest rates with discounts applied on average.

For the 85936, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$409 /yr.
Average Coverage:$659 /yr.
2600 sq. ft. or higher
(all discounts applied)
$959 /yr.

What is the average home insurance cost for a home in 85936?

  • • The average homeowners insurance premium paid annually for a home in 85936 is around $659 per year.

What does it cost on average per month for home insurance in 85936?

  • • Homeowners in 85936 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 85936?

  • • Autoowners in 85936 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint Johns area, check out other zip codes nearby 85936.
Review average rates in another zip code:
85936 homeowners insurance rates

Home Replacement Cost Coverage in 85936

Average Building Cost Per Square Foot in 85936: $161

Location: Saint Johns, Arizona (Apache County)

Average Square Footage in 85936: 732 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85936 before you start any project. Saint Johns homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85936 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85936 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 732 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Johns area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$161732$117,800
Additional Upgrades & Added Features$201732$147,250
Major Home Updates or Advancements$242732$176,700

It's important to understand that when you estimate your replacement cost of your home in the 85936 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85936

Best Home & Auto Insurance Agencies in 85936

Housing Demographics for 85936

Population Review for 85936 Zip Code

For the city of Saint Johns, the population within 85936 has increased to over 77 residents in population size. The current population total is 4,217. We have broken down the population based on race below. In 85936, there are over 2280 in male population and 1937 females.

PopulationValues
Total Population4,217
White Population3051
Black Population44
Hispanic Population1034
Asian Population19
Hawaiian Population3
Indian Population219
Other Population523
Male Population2280
Female Population1937
Population Estimate77

Household Data for 85936

The average number of homes in 85936 is around 1,389, there are an average of 2.77 per household. The average house value according to local real estate values is around $117,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,389
Persons Per Household2.77
Average House Value$117,800
Income Per Household$64531
Median Age39.1
Median Age Male39.0
Median Age Female39.4
85936 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code928
CitySaint Johns
City Alias NameSAINT JOHNS
CountyApache
County FIPS001
State FIPS04
Time Zone7
Day Light SavingN
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses54
Number Of Employees248
Business First Quarter Payroll1683
Business Annual Payroll7571
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea7838.12
Delivery Residential28
Delivery Business0
Delivery Total2759
Preferred Last Line KeyZ10806
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ10806
Land Area1119.308000
Water Area2.979000
City Alias Code
City Mixed CaseSaint Johns
City Alias Mixed CaseSaint Johns
Box Count1857
SFDU28
MFDU0
State ANSI04
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number037363
Unique ZIP Name
SSA State County Code03000
Medicare CBSA Code99903
Medicare CBSA NameRural Areas in AZ
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseApache

Arizona Homeowners Insurance News & Information

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