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86015 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 86015 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Bellemont, AZ quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 86015.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 86015 and start shopping.

Quickly and Easily Compare Average Rates for 86015

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bellemont, AZ home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 86015

Homeowners in Bellemont are paying roughly $742 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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86015 Home Insurance Average Premiums

Local 86015 homeowners insurance quotes comparison

$492 /yr.

Shows Zip Code: 86015 lowest rates with discounts applied on average.

For the 86015, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$492 /yr.
Average Coverage:$742 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1042 /yr.

What is the average home insurance cost for a home in 86015?

  • • The average homeowners insurance premium paid annually for a home in 86015 is around $742 per year.

What does it cost on average per month for home insurance in 86015?

  • • Homeowners in 86015 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 86015?

  • • Autoowners in 86015 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bellemont area, check out other zip codes nearby 86015.
Review average rates in another zip code:
86015 homeowners insurance rates

Home Replacement Cost Coverage in 86015

Average Building Cost Per Square Foot in 86015: $161

Location: Bellemont, Arizona (Coconino County)

Average Square Footage in 86015: 2,472 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 86015 before you start any project. Bellemont homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 86015 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 86015 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,472 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bellemont area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1612,472$398,000
Additional Upgrades & Added Features$2012,472$497,500
Major Home Updates or Advancements$2422,472$597,000

It's important to understand that when you estimate your replacement cost of your home in the 86015 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 86015

Best Home & Auto Insurance Agencies in 86015

Housing Demographics for 86015

Population Review for 86015 Zip Code

For the city of Bellemont, the population within 86015 has increased to over 1,965 residents in population size. The current population total is 1,186. We have broken down the population based on race below. In 86015, there are over 613 in male population and 573 females.

PopulationValues
Total Population1,186
White Population863
Black Population5
Hispanic Population228
Asian Population32
Hawaiian Population2
Indian Population69
Other Population88
Male Population613
Female Population573
Population Estimate1965

Household Data for 86015

The average number of homes in 86015 is around 418, there are an average of 2.84 per household. The average house value according to local real estate values is around $398,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode418
Persons Per Household2.84
Average House Value$398,000
Income Per Household$103351
Median Age31.7
Median Age Male32.4
Median Age Female30.6
86015 DetailsValues
StateAZ
State Full NameArizona
City TypeN
City Alias Abbreviation
Area Code928
CityBellemont
City Alias NameBELLEMONT
CountyCoconino
County FIPS005
State FIPS04
Time Zone7
Day Light SavingN
MSA2620
PMSA
CSA
CBSA22380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFlagstaff, AZ
MSA_NameFlagstaff, AZ-UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses31
Number Of Employees345
Business First Quarter Payroll2987
Business Annual Payroll13896
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population134421
CBSA Division Population0
Congressional District02
Congressional LandArea7838.12
Delivery Residential692
Delivery Business42
Delivery Total734
Preferred Last Line Key009571
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key009571
Land Area17.312000
Water Area0.011000
City Alias Code
City Mixed CaseBellemont
City Alias Mixed CaseBellemont
Box Count0
SFDU5
MFDU687
State ANSI04
County ANSI005
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number032849
Unique ZIP Name
SSA State County Code03020
Medicare CBSA Code22380
Medicare CBSA NameFlagstaff, AZ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCoconino

Arizona Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]