Get multiple home insurance quotes in 86047. Our licensed 86047, AZ agents are ready to serve you.

86047, AZ Homeowners Insurance Rates

With a population size of 14,168 and with 4,505 occupied homes in the 86047 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Winslow, AZ are around $629 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Winslow, Arizona. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Arizona home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Winslow, AZ.

For Arizona home insurance information, including average Winslow home insurance rates, coverage options or the different homeowners insurance types, please select Winslow, AZ Home Insurance Quotes Now!

86047 Home Insurance Average Premiums

Local 86047 homeowners insurance quotes comparison

$379 /yr.

Shows Zip Code: 86047 lowest rates with discounts applied on average.

For the 86047, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$379 /yr.
Average Coverage:$629 /yr.
2600 sq. ft. or higher
(all discounts applied)
$929 /yr.

What is the average home insurance cost for a home in 86047?

  • • The average homeowners insurance premium paid annually for a home in 86047 is around $629 per year.

What does it cost on average per month for home insurance in 86047?

  • • Homeowners in 86047 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 86047?

  • • Autoowners in 86047 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Winslow area, check out other zip codes nearby 86047.
Review average rates in another zip code:
86047 homeowners insurance rates

Home Replacement Cost Coverage in 86047

Average Building Cost Per Square Foot in 86047: $161

Location: Winslow, Arizona (Navajo County)

Average Square Footage in 86047: 599 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 86047 before you start any project. Winslow homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 86047 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 86047 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 599 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Winslow area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$161599$96,500
Additional Upgrades & Added Features$201599$120,625
Major Home Updates or Advancements$242599$144,750

It's important to understand that when you estimate your replacement cost of your home in the 86047 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 86047

Best Home & Auto Insurance Agencies in 86047

Allstate Insurance Companies

Address: 206 W 3rd St Winslow, AZ 86047
Phone:
Website: http://www.allstateagencies.com
Info:

Light- Shirley J - State Farm Insurance Agent

Address: 312 W 3rd St Winslow, AZ 86047
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 86047

Population Review for 86047 Zip Code

For the city of Winslow, the population within 86047 has increased to over 11,490 residents in population size. The current population total is 14,168. We have broken down the population based on race below. In 86047, there are over 7426 in male population and 6742 females.

PopulationValues
Total Population14,168
White Population4398
Black Population406
Hispanic Population3149
Asian Population74
Hawaiian Population15
Indian Population7264
Other Population852
Male Population7426
Female Population6742
Population Estimate11490

Household Data for 86047

The average number of homes in 86047 is around 4,505, there are an average of 2.89 per household. The average house value according to local real estate values is around $96,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,505
Persons Per Household2.89
Average House Value$96,500
Income Per Household$41735
Median Age35.3
Median Age Male33.9
Median Age Female38.2
86047 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code928
CityWinslow
City Alias NameWINSLOW
CountyNavajo
County FIPS017
State FIPS04
Time Zone7
Day Light SavingN
MSA
PMSA
CSA
CBSA43320
CBSA_DIV
CBSA_TypeMicro
CBSA_NameShow Low, AZ
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses169
Number Of Employees2656
Business First Quarter Payroll24513
Business Annual Payroll108064
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population107449
CBSA Division Population0
Congressional District02
Congressional LandArea7838.12
Delivery Residential3976
Delivery Business296
Delivery Total5337
Preferred Last Line KeyZ10990
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ10990
Land Area1676.294000
Water Area0.756000
City Alias Code
City Mixed CaseWinslow
City Alias Mixed CaseWinslow
Box Count402
SFDU3111
MFDU309
State ANSI04
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number039583
Unique ZIP Name
SSA State County Code03080
Medicare CBSA Code99903
Medicare CBSA NameRural Areas in AZ
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseNavajo

Arizona Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]