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Compare 86507 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Lukachukai just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 601 neighbors looking to save on their home insurance policy in the local 86507 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 86507. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Arizona rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Lukachukai, AZ home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Lukachukai, AZ

86507 Home Insurance Average Premiums

Local 86507 homeowners insurance quotes comparison

$398 /yr.

Shows Zip Code: 86507 lowest rates with discounts applied on average.

For the 86507, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$398 /yr.
Average Coverage:$648 /yr.
2600 sq. ft. or higher
(all discounts applied)		$948 /yr.

What is the average home insurance cost for a home in 86507?

  • • The average homeowners insurance premium paid annually for a home in 86507 is around $648 per year.

What does it cost on average per month for home insurance in 86507?

  • • Homeowners in 86507 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 86507?

  • • Autoowners in 86507 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lukachukai area, check out other zip codes nearby 86507.
Review average rates in another zip code:
86507 homeowners insurance rates

Home Replacement Cost Coverage in 86507

Average Building Cost Per Square Foot in 86507: $161

Location: Lukachukai, Arizona (Apache County)

Average Square Footage in 86507: 298 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 86507 before you start any project. Lukachukai homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 86507 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 86507 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 298 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lukachukai area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$161298$48,000
Additional Upgrades & Added Features$201298$60,000
Major Home Updates or Advancements$242298$72,000

It's important to understand that when you estimate your replacement cost of your home in the 86507 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 86507

Best Home & Auto Insurance Agencies in 86507

Housing Demographics for 86507

Population Review for 86507 Zip Code

For the city of Lukachukai, the population within 86507 has increased to over 0 residents in population size. The current population total is 1,912. We have broken down the population based on race below. In 86507, there are over 905 in male population and 1007 females.

PopulationValues
Total Population1,912
White Population5
Black Population1
Hispanic Population17
Asian Population3
Hawaiian Population0
Indian Population1889
Other Population4
Male Population905
Female Population1007
Population Estimate0

Household Data for 86507

The average number of homes in 86507 is around 601, there are an average of 3.18 per household. The average house value according to local real estate values is around $48,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode601
Persons Per Household3.18
Average House Value$48,000
Income Per Household$20357
Median Age34.8
Median Age Male35.0
Median Age Female34.4
86507 DetailsValues
StateAZ
State Full NameArizona
City TypeZ
City Alias Abbreviation
Area Code928
CityLukachukai
City Alias NameLUKACHUKAI
CountyApache
County FIPS001
State FIPS04
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees26
Business First Quarter Payroll103
Business Annual Payroll538
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea7838.12
Delivery Residential0
Delivery Business0
Delivery Total543
Preferred Last Line KeyZ10651
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ10651
Land Area216.229000
Water Area0.225000
City Alias Code
City Mixed CaseLukachukai
City Alias Mixed CaseLukachukai
Box Count0
SFDU0
MFDU0
State ANSI04
County ANSI001
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number031554
Unique ZIP Name
SSA State County Code03000
Medicare CBSA Code99903
Medicare CBSA NameRural Areas in AZ
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseApache

Arizona Homeowners Insurance News & Information

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