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Quickly Revew Homeowners Insurance in 86540

If you own a home in Nazlini, AZ you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 86540 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Arizona licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 86540 and start comparing rates now.

86540 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 86540 is $651 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 86540 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Nazlini, AZ home insurance quotes in your local city and review the most competitive coverages and premiums.

86540 Home Insurance Average Premiums

Local 86540 homeowners insurance quotes comparison

$401 /yr.

Shows Zip Code: 86540 lowest rates with discounts applied on average.

For the 86540, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$401 /yr.
Average Coverage:$651 /yr.
2600 sq. ft. or higher
(all discounts applied)
$951 /yr.

What is the average home insurance cost for a home in 86540?

  • • The average homeowners insurance premium paid annually for a home in 86540 is around $651 per year.

What does it cost on average per month for home insurance in 86540?

  • • Homeowners in 86540 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 86540?

  • • Autoowners in 86540 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Nazlini area, check out other zip codes nearby 86540.
Review average rates in another zip code:
86540 homeowners insurance rates

Home Replacement Cost Coverage in 86540

Average Building Cost Per Square Foot in 86540: $161

Location: Nazlini, Arizona (Apache County)

Average Square Footage in 86540: 207 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 86540 before you start any project. Nazlini homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 86540 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 86540 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 207 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nazlini area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$161207$33,300
Additional Upgrades & Added Features$201207$41,625
Major Home Updates or Advancements$242207$49,950

It's important to understand that when you estimate your replacement cost of your home in the 86540 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 86540

Best Home & Auto Insurance Agencies in 86540

Housing Demographics for 86540

Population Review for 86540 Zip Code

For the city of Nazlini, the population within 86540 has increased to over 0 residents in population size. The current population total is 1,099. We have broken down the population based on race below. In 86540, there are over 538 in male population and 561 females.

PopulationValues
Total Population1,099
White Population0
Black Population0
Hispanic Population2
Asian Population0
Hawaiian Population0
Indian Population1085
Other Population0
Male Population538
Female Population561
Population Estimate0

Household Data for 86540

The average number of homes in 86540 is around 314, there are an average of 3.50 per household. The average house value according to local real estate values is around $33,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode314
Persons Per Household3.50
Average House Value$33,300
Income Per Household$25833
Median Age30.5
Median Age Male29.7
Median Age Female31.7
86540 DetailsValues
StateAZ
State Full NameArizona
City TypeZ
City Alias Abbreviation
Area Code928
CityNazlini
City Alias NameNAZLINI
CountyApache
County FIPS001
State FIPS04
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea7838.12
Delivery Residential0
Delivery Business0
Delivery Total209
Preferred Last Line KeyZ10704
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ10704
Land Area241.022000
Water Area0.039000
City Alias Code
City Mixed CaseNazlini
City Alias Mixed CaseNazlini
Box Count0
SFDU0
MFDU0
State ANSI04
County ANSI001
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number033293
Unique ZIP Name
SSA State County Code03000
Medicare CBSA Code99903
Medicare CBSA NameRural Areas in AZ
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseApache

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