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Searching for Homeowners Insurance in 86544

If you are a homeowners that lives in 86544 you may be searching for more affordable homeowners insurance in Red Valley. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Red Valley, AZ. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Arizona licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 86544 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Red Valley, AZ home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 86544 Home Insurance Costs: very low!

In Red Valley, homeowners are paying roughly $646 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 86544 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Red Valley are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 86544 policy right now!

86544 Home Insurance Average Premiums

Local 86544 homeowners insurance quotes comparison

$396 /yr.

Shows Zip Code: 86544 lowest rates with discounts applied on average.

For the 86544, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$396 /yr.
Average Coverage:$646 /yr.
2600 sq. ft. or higher
(all discounts applied)
$946 /yr.

What is the average home insurance cost for a home in 86544?

  • • The average homeowners insurance premium paid annually for a home in 86544 is around $646 per year.

What does it cost on average per month for home insurance in 86544?

  • • Homeowners in 86544 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 86544?

  • • Autoowners in 86544 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Red Valley area, check out other zip codes nearby 86544.
Review average rates in another zip code:
86544 homeowners insurance rates

Home Replacement Cost Coverage in 86544

Average Building Cost Per Square Foot in 86544: $161

Location: Red Valley, Arizona (Apache County)

Average Square Footage in 86544: 307 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 86544 before you start any project. Red Valley homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 86544 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 86544 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 307 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Red Valley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$161307$49,500
Additional Upgrades & Added Features$201307$61,875
Major Home Updates or Advancements$242307$74,250

It's important to understand that when you estimate your replacement cost of your home in the 86544 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 86544

Best Home & Auto Insurance Agencies in 86544

Housing Demographics for 86544

Population Review for 86544 Zip Code

For the city of Red Valley, the population within 86544 has increased to over 0 residents in population size. The current population total is 1,060. We have broken down the population based on race below. In 86544, there are over 542 in male population and 518 females.

PopulationValues
Total Population1,060
White Population8
Black Population0
Hispanic Population15
Asian Population2
Hawaiian Population0
Indian Population1032
Other Population1
Male Population542
Female Population518
Population Estimate0

Household Data for 86544

The average number of homes in 86544 is around 391, there are an average of 2.71 per household. The average house value according to local real estate values is around $49,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode391
Persons Per Household2.71
Average House Value$49,500
Income Per Household$24750
Median Age43.1
Median Age Male40.6
Median Age Female45.7
86544 DetailsValues
StateAZ
State Full NameArizona
City TypeZ
City Alias Abbreviation
Area Code928
CityRed Valley
City Alias NameRED VALLEY
CountyApache
County FIPS001
State FIPS04
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|02
Congressional LandArea55039.61|7838.12
Delivery Residential0
Delivery Business0
Delivery Total330
Preferred Last Line Key009632
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State Key009632
Land Area271.733000
Water Area0.281000
City Alias Code
City Mixed CaseRed Valley
City Alias Mixed CaseRed Valley
Box Count0
SFDU0
MFDU0
State ANSI04
County ANSI001
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number038417
Unique ZIP Name
SSA State County Code03000
Medicare CBSA Code99903
Medicare CBSA NameRural Areas in AZ
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseApache

Arizona Homeowners Insurance News & Information

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