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Compare 90015 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Los Angeles just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 12,553 neighbors looking to save on their home insurance policy in the local 90015 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 90015. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best California rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Los Angeles, CA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Los Angeles, CA

90015 Home Insurance Average Premiums

Local 90015 homeowners insurance quotes comparison

$743 /yr.

Shows Zip Code: 90015 lowest rates with discounts applied on average.

For the 90015, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$743 /yr.
Average Coverage:$993 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1293 /yr.

What is the average home insurance cost for a home in 90015?

  • • The average homeowners insurance premium paid annually for a home in 90015 is around $993 per year.

What does it cost on average per month for home insurance in 90015?

  • • Homeowners in 90015 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 90015?

  • • Autoowners in 90015 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Los Angeles area, check out other zip codes nearby 90015.
Review average rates in another zip code:
90006 homeowners insurance rates
90077 homeowners insurance rates
90005 homeowners insurance rates
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90015 homeowners insurance rates
90028 homeowners insurance rates

Home Replacement Cost Coverage in 90015

Average Building Cost Per Square Foot in 90015: $324

Location: Los Angeles, California (Los Angeles County)

Average Square Footage in 90015: 2,207 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 90015 before you start any project. Los Angeles homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 90015 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 90015 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,207 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Los Angeles area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,207$715,000
Additional Upgrades & Added Features$4052,207$893,750
Major Home Updates or Advancements$4862,207$1,072,500

It's important to understand that when you estimate your replacement cost of your home in the 90015 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 90015

Best Home & Auto Insurance Agencies in 90015

El Dabe, S Edmond - El Dabe Law Firm - Accident Lawyer

Address: 330 W 11th St Los Angeles, CA 90015
Phone:
Website: http://www.eldabelawfirm.com/
Info:

LA West Insurance - Car Insurance

Address: 2202 S Figueroa St Los Angeles, CA 90015
Phone:
Website: http://www.generalliability-businessinsurance.com/
Info:

ACE Cash Express

Address: 500 East Washington Boulevard Los Angeles, CA 90015
Phone:
Website: http://www.acecashexpress.com/
Info:

Housing Demographics for 90015

Population Review for 90015 Zip Code

For the city of Los Angeles, the population within 90015 has increased to over 29,424 residents in population size. The current population total is 27,324. We have broken down the population based on race below. In 90015, there are over 14373 in male population and 12951 females.

PopulationValues
Total Population27,324
White Population7123
Black Population2864
Hispanic Population12758
Asian Population5156
Hawaiian Population43
Indian Population605
Other Population8060
Male Population14373
Female Population12951
Population Estimate29424

Household Data for 90015

The average number of homes in 90015 is around 12,553, there are an average of 1.98 per household. The average house value according to local real estate values is around $715,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,553
Persons Per Household1.98
Average House Value$715,000
Income Per Household$53062
Median Age33.3
Median Age Male34.1
Median Age Female32.3
90015 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code213/323/310/626/818/562/424
CityLos Angeles
City Alias NameLOS ANGELES
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2622
Number Of Employees28411
Business First Quarter Payroll495866
Business Annual Payroll2068701
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District34|37
Congressional LandArea47.66|55.26
Delivery Residential14861
Delivery Business6427
Delivery Total23078
Preferred Last Line KeyZ21805
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ21805
Land Area1.693000
Water Area0.000000
City Alias Code
City Mixed CaseLos Angeles
City Alias Mixed CaseLos Angeles
Box Count249
SFDU952
MFDU7823
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number054530
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]