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Find the Best Home Insurance Rates in 90250

Shopping for homeowners insurance in 90250 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Hawthorne, CA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our California licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 90250 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 90250

Find Hawthorne, CA Homeowners Insurance Quotes to review the best coverage options in your area.

90250 Home Insurance Rating is: high!

In 90250 the average premium is $919. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 90250, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 90250!

90250 Home Insurance Average Premiums

Local 90250 homeowners insurance quotes comparison

$669 /yr.

Shows Zip Code: 90250 lowest rates with discounts applied on average.

For the 90250, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$669 /yr.
Average Coverage:$919 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1219 /yr.

What is the average home insurance cost for a home in 90250?

  • • The average homeowners insurance premium paid annually for a home in 90250 is around $919 per year.

What does it cost on average per month for home insurance in 90250?

  • • Homeowners in 90250 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 90250?

  • • Autoowners in 90250 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hawthorne area, check out other zip codes nearby 90250.
Review average rates in another zip code:
90250 homeowners insurance rates

Home Replacement Cost Coverage in 90250

Average Building Cost Per Square Foot in 90250: $324

Location: Hawthorne, California (Los Angeles County)

Average Square Footage in 90250: 2,041 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 90250 before you start any project. Hawthorne homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 90250 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 90250 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,041 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hawthorne area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,041$661,400
Additional Upgrades & Added Features$4052,041$826,750
Major Home Updates or Advancements$4862,041$992,100

It's important to understand that when you estimate your replacement cost of your home in the 90250 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 90250

Allstate Insurance - Robert Lamar Davis

Address: 4747 W El Segundo Blvd Suite 201 Hawthorne, CA 90250
Phone: (310)644-8711
Website:

Best Home & Auto Insurance Agencies in 90250

Allstate Insurance Company - Jay Shah

Address: 4747 W El Segundo Blvd Hawthorne, CA 90250
Phone:
Website: http://www.allstateagencies.com/051630?cid=OTC-YP.com-IYP&att=TL
Info:

Jose Falcon-Farmers Insurance

Address: 14007 Inglewood Ave Hawthorne, CA 90250
Phone:
Website: http://www.farmersagent.com/jfalcon/
Info:

Altima Auto Insurance

Address: 12803 Crenshaw Blvd Hawthorne, CA 90250
Phone:
Website:
Info:

Hawthorne Car Insurance

Address: 4400 W 137th St Hawthorne, CA 90250
Phone:
Website: http://www.hawthorne.car-insurance9.com/
Info:

ACE Cash Express

Address: 3928 West Rosecrans Avenue Hawthorne, CA 90250
Phone:
Website: http://www.acecashexpress.com/
Info:

Housing Demographics for 90250

Population Review for 90250 Zip Code

For the city of Hawthorne, the population within 90250 has increased to over 97,641 residents in population size. The current population total is 97,653. We have broken down the population based on race below. In 90250, there are over 47245 in male population and 50408 females.

PopulationValues
Total Population97,653
White Population17498
Black Population21661
Hispanic Population52363
Asian Population7780
Hawaiian Population860
Indian Population1871
Other Population32388
Male Population47245
Female Population50408
Population Estimate97641

Household Data for 90250

The average number of homes in 90250 is around 33,592, there are an average of 2.89 per household. The average house value according to local real estate values is around $661,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode33,592
Persons Per Household2.89
Average House Value$661,400
Income Per Household$65935
Median Age35.2
Median Age Male34.2
Median Age Female36.1
90250 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code310/424/323
CityHawthorne
City Alias NameHAWTHORNE
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1395
Number Of Employees28277
Business First Quarter Payroll516923
Business Annual Payroll2675173
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District36|43
Congressional LandArea5912.64|72.03
Delivery Residential33786
Delivery Business1877
Delivery Total36688
Preferred Last Line KeyZ21395
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ21395
Land Area6.768000
Water Area0.006000
City Alias Code
City Mixed CaseHawthorne
City Alias Mixed CaseHawthorne
Box Count0
SFDU13884
MFDU18208
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number053324
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]