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90292 Homeowners Insurance Quotes & Rates

Marina Del Rey residents living within the 15,746 homes available in the zip code of 90292 are shopping online to compare cheaper and more affordable Marina Del Rey, CA home insurance rates. In the great city of Marina Del Rey, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of California is around $997 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 90292 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 90292 home insurance rates today! Please give us a call now at 1-855-976-2656. For Marina Del Rey, CA Homeowners Insurance Quotes, Click to easily get started!

90292 Home Insurance Average Premiums

Local 90292 homeowners insurance quotes comparison

$747 /yr.

Shows Zip Code: 90292 lowest rates with discounts applied on average.

For the 90292, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$747 /yr.
Average Coverage:$997 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1297 /yr.

What is the average home insurance cost for a home in 90292?

  • • The average homeowners insurance premium paid annually for a home in 90292 is around $997 per year.

What does it cost on average per month for home insurance in 90292?

  • • Homeowners in 90292 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 90292?

  • • Autoowners in 90292 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Marina Del Rey area, check out other zip codes nearby 90292.
Review average rates in another zip code:
90292 homeowners insurance rates

Home Replacement Cost Coverage in 90292

Average Building Cost Per Square Foot in 90292: $324

Location: Marina Del Rey, California (Los Angeles County)

Average Square Footage in 90292: 3,324 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 90292 before you start any project. Marina Del Rey homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 90292 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 90292 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,324 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Marina Del Rey area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3243,324$1,076,900
Additional Upgrades & Added Features$4053,324$1,346,125
Major Home Updates or Advancements$4863,324$1,615,350

It's important to understand that when you estimate your replacement cost of your home in the 90292 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 90292

Best Home & Auto Insurance Agencies in 90292

Burkheimer- David A - State Farm Insurance Agent

Address: 4658 Admiralty Way Marina Del Rey, CA 90292
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Companies

Address: 13400 Washington Blvd Marina Del Rey, CA 90292
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

JE Braxton Insurance

Address: 13428 Maxella Ave Marina Del Rey, CA 90292
Phone:
Website: http://www.elocallisting.com/local/Insurance/J_E_Braxton_Insurance1802_2.html
Info:

Housing Demographics for 90292

Population Review for 90292 Zip Code

For the city of Marina Del Rey, the population within 90292 has increased to over 29,562 residents in population size. The current population total is 27,681. We have broken down the population based on race below. In 90292, there are over 13700 in male population and 13981 females.

PopulationValues
Total Population27,681
White Population19671
Black Population1316
Hispanic Population2848
Asian Population2760
Hawaiian Population33
Indian Population63
Other Population1019
Male Population13700
Female Population13981
Population Estimate29562

Household Data for 90292

The average number of homes in 90292 is around 15,746, there are an average of 1.75 per household. The average house value according to local real estate values is around $1,076,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,746
Persons Per Household1.75
Average House Value$1,076,900
Income Per Household$137813
Median Age40.0
Median Age Male40.0
Median Age Female40.0
90292 DetailsValues
StateCA
State Full NameCalifornia
City TypeB
City Alias AbbreviationMARINA DL REY
Area Code310/424
CityMarina Del Rey
City Alias NameMARINA DEL REY
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1695
Number Of Employees14912
Business First Quarter Payroll218000
Business Annual Payroll1024279
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District36
Congressional LandArea5912.64
Delivery Residential16893
Delivery Business873
Delivery Total18480
Preferred Last Line Key017260
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State Key017260
Land Area2.096000
Water Area1.103000
City Alias Code
City Mixed CaseMarina Del Rey
City Alias Mixed CaseMarina Del Rey
Box Count0
SFDU1967
MFDU13032
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number058106
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]