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Home Insurance in 90605

Our rates are very competitive for homeowners living in the 90605 zip code. Many homeowners based out of Whittier, CA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our CA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 90605 should appear in the zip code field ready to go.

90605 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Whittier area? The average homeowners premium in 90605 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 90605, you can expect to pay around $901 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 90605 Today!

Get Home Insurance Quotes in 90605

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of California. Start your 90605 home insurance shopping today!

  1. Whittier, CA Home Insurance Quotes

90605 Home Insurance Average Premiums

Local 90605 homeowners insurance quotes comparison

$651 /yr.

Shows Zip Code: 90605 lowest rates with discounts applied on average.

For the 90605, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$651 /yr.
Average Coverage:$901 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1201 /yr.

What is the average home insurance cost for a home in 90605?

  • • The average homeowners insurance premium paid annually for a home in 90605 is around $901 per year.

What does it cost on average per month for home insurance in 90605?

  • • Homeowners in 90605 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 90605?

  • • Autoowners in 90605 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Whittier area, check out other zip codes nearby 90605.
Review average rates in another zip code:
90601 homeowners insurance rates
90606 homeowners insurance rates
90602 homeowners insurance rates
90605 homeowners insurance rates
90603 homeowners insurance rates
90604 homeowners insurance rates

Home Replacement Cost Coverage in 90605

Average Building Cost Per Square Foot in 90605: $324

Location: Whittier, California (Los Angeles County)

Average Square Footage in 90605: 1,716 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 90605 before you start any project. Whittier homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 90605 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 90605 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,716 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Whittier area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,716$556,000
Additional Upgrades & Added Features$4051,716$695,000
Major Home Updates or Advancements$4861,716$834,000

It's important to understand that when you estimate your replacement cost of your home in the 90605 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 90605

Best Home & Auto Insurance Agencies in 90605

Luis Farfan Allstate Insurance

Address: 9200 Colima Rd, #307 Whittier, CA 90605
Phone:
Website: http://www.allstateagencies.com/luisfarfan/Welcome
Info:

Allstate Insurance - Oscar Navarro

Address: 14442 Whittier Blvd, #201 Whittier, CA 90605
Phone:
Website:
Info:

John Salzman-Farmers Insurance

Address: 14235 Lambert Rd Whittier, CA 90605
Phone:
Website: http://www.farmers.com/
Info:

Bailon, Daisy - Ssi

Address: 14748 Whittier Blvd, #D Whittier, CA 90605
Phone:
Website: http://www.insuremefree.com/
Info:

Adam C Libertoski Ins Agcy Inc - State Farm Insurance Agent

Address: 14077 Lambert Rd Whittier, CA 90605
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 90605

Population Review for 90605 Zip Code

For the city of Whittier, the population within 90605 has increased to over 39,366 residents in population size. The current population total is 40,189. We have broken down the population based on race below. In 90605, there are over 19980 in male population and 20209 females.

PopulationValues
Total Population40,189
White Population10972
Black Population489
Hispanic Population31955
Asian Population1841
Hawaiian Population103
Indian Population987
Other Population16168
Male Population19980
Female Population20209
Population Estimate39366

Household Data for 90605

The average number of homes in 90605 is around 10,913, there are an average of 3.66 per household. The average house value according to local real estate values is around $556,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,913
Persons Per Household3.66
Average House Value$556,000
Income Per Household$83667
Median Age36.5
Median Age Male35.3
Median Age Female37.8
90605 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code562
CityWhittier
City Alias NameWHITTIER
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses578
Number Of Employees4950
Business First Quarter Payroll42620
Business Annual Payroll185815
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District38
Congressional LandArea101.46
Delivery Residential10756
Delivery Business825
Delivery Total12551
Preferred Last Line KeyZ23870
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ23870
Land Area6.386000
Water Area0.010000
City Alias Code
City Mixed CaseWhittier
City Alias Mixed CaseWhittier
Box Count236
SFDU9345
MFDU1015
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number058454
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]