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Home Insurance Quotes in 90630

Are you shopping for a cheaper homeowners insurance rate in 90630? Our rates are very competitive for homeowners living in Cypress, CA. Many homeowners located in the 90630 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our California licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 90630. To get free 90630 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 90630 zip code should appear in the zip code field ready to go. Shopping Cypress, CA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 90630 to review the best rate coverages.

Your 90630 Home Insurance Costs Is Rated: High!

For the great city of Cypress, the average home insurance premium paid annually is around $972 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our California specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Cypress and need insurance on your home in the 90630 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 90630 Homeowners Insurance Rates Now!

90630 Home Insurance Average Premiums

Local 90630 homeowners insurance quotes comparison

$722 /yr.

Shows Zip Code: 90630 lowest rates with discounts applied on average.

For the 90630, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$722 /yr.
Average Coverage:$972 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1272 /yr.

What is the average home insurance cost for a home in 90630?

  • • The average homeowners insurance premium paid annually for a home in 90630 is around $972 per year.

What does it cost on average per month for home insurance in 90630?

  • • Homeowners in 90630 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 90630?

  • • Autoowners in 90630 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cypress area, check out other zip codes nearby 90630.
Review average rates in another zip code:
90630 homeowners insurance rates

Home Replacement Cost Coverage in 90630

Average Building Cost Per Square Foot in 90630: $324

Location: Cypress, California (Orange County)

Average Square Footage in 90630: 2,161 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 90630 before you start any project. Cypress homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 90630 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 90630 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,161 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cypress area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,161$700,100
Additional Upgrades & Added Features$4052,161$875,125
Major Home Updates or Advancements$4862,161$1,050,150

It's important to understand that when you estimate your replacement cost of your home in the 90630 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 90630

Best Home & Auto Insurance Agencies in 90630

Marlene Dizon-Farmers Insurance

Address: 5145 Ball Rd Cypress, CA 90630
Phone:
Website:
Info:

Tobie Flores State Farm Insurance

Address: 9967 Walker St Cypress, CA 90630
Phone:
Website: http://www.tobieflores.com/
Info:

Allstate Insurance Companies

Address: 9922 Walker St Cypress, CA 90630
Phone:
Website:
Info:

Babb- Kenneth E

Address: 4123 Ball Rd Cypress, CA 90630
Phone:
Website:
Info:

Gloria Locsin-Farmers Insurance

Address: 5369 Lincoln Ave Cypress, CA 90630
Phone:
Website: http://www.farmersagent.com/glocsin/
Info:

Housing Demographics for 90630

Population Review for 90630 Zip Code

For the city of Cypress, the population within 90630 has increased to over 51,065 residents in population size. The current population total is 49,965. We have broken down the population based on race below. In 90630, there are over 23920 in male population and 26045 females.

PopulationValues
Total Population49,965
White Population18636
Black Population1630
Hispanic Population10604
Asian Population18893
Hawaiian Population280
Indian Population337
Other Population4206
Male Population23920
Female Population26045
Population Estimate51065

Household Data for 90630

The average number of homes in 90630 is around 16,373, there are an average of 3.04 per household. The average house value according to local real estate values is around $700,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,373
Persons Per Household3.04
Average House Value$700,100
Income Per Household$109051
Median Age41.2
Median Age Male39.8
Median Age Female42.5
90630 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code714/657
CityCypress
City Alias NameCYPRESS
CountyOrange
County FIPS059
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA5945
CSA348
CBSA31080
CBSA_DIV11244
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameOrange County, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1266
Number Of Employees19287
Business First Quarter Payroll367152
Business Annual Payroll1458208
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population3010232
Congressional District42|45
Congressional LandArea935.96|330.39
Delivery Residential16798
Delivery Business1080
Delivery Total19167
Preferred Last Line KeyZ20820
Classification Code
Multi-CountyY
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameAnaheim-Santa Ana-Irvine, CA
City State KeyZ20820
Land Area6.150000
Water Area0.021000
City Alias Code
City Mixed CaseCypress
City Alias Mixed CaseCypress
Box Count918
SFDU12269
MFDU2493
State ANSI06
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number051980
Unique ZIP Name
SSA State County Code05400
Medicare CBSA Code11244
Medicare CBSA NameAnaheim-Santa Ana-Irvine, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseOrange

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]