Get multiple home insurance quotes in 90703. Our licensed 90703, CA agents are ready to serve you.

90703 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 90703 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Cerritos, CA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 90703 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in California, like average Cerritos homeowners insurance rates, coverage options or home insurance types, please select Cerritos, CA Home Insurance Rates Online!

90703 Home Insurance Average Premiums

Local 90703 homeowners insurance quotes comparison

$633 /yr.

Shows Zip Code: 90703 lowest rates with discounts applied on average.

For the 90703, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$633 /yr.
Average Coverage:$883 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1183 /yr.

What is the average home insurance cost for a home in 90703?

  • • The average homeowners insurance premium paid annually for a home in 90703 is around $883 per year.

What does it cost on average per month for home insurance in 90703?

  • • Homeowners in 90703 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 90703?

  • • Autoowners in 90703 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cerritos area, check out other zip codes nearby 90703.
Review average rates in another zip code:
90703 homeowners insurance rates

Home Replacement Cost Coverage in 90703

Average Building Cost Per Square Foot in 90703: $324

Location: Cerritos, California (Los Angeles County)

Average Square Footage in 90703: 2,354 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 90703 before you start any project. Cerritos homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 90703 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 90703 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,354 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cerritos area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,354$762,700
Additional Upgrades & Added Features$4052,354$953,375
Major Home Updates or Advancements$4862,354$1,144,050

It's important to understand that when you estimate your replacement cost of your home in the 90703 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 90703

Allstate Insurance - Patricia Ann Pacheco

Address: 18327 Gridley Rd. #B Cerritos, CA 90703
Phone: (562)860-8066
Website:

Allstate Insurance - Carl F. Johnson

Address: 11821 South Street Cerritos, CA 90703
Phone: (562)865-6601
Website:

Best Home & Auto Insurance Agencies in 90703

Anthony Sanchez-Farmers Insurance

Address: 20226 State Rd Cerritos, CA 90703
Phone:
Website: http://www.farmersagent.com/asanchez1/
Info:

Allstate Insurance

Address: 11458 South St Cerritos, CA 90703
Phone:
Website: http://www.allstateagencies.com/094464?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance - Patricia Ann Pacheco

Address: 18327 Gridley Rd Cerritos, CA 90703
Phone:
Website:
Info:

Allstate Insurance Company - Bob Tillmon

Address: 13017 Artesia Blvd Cerritos, CA 90703
Phone:
Website: http://www.allstateagencies.com/084824?cid=OTC-YP.com-IYP&att=TL
Info:

Ken Inouye - State Farm Insurance

Address: 17315 Studebaker Rd, Ste 100 Cerritos, CA 90703
Phone:
Website: http://www.keninouye.com/
Info:

Housing Demographics for 90703

Population Review for 90703 Zip Code

For the city of Cerritos, the population within 90703 has increased to over 49,951 residents in population size. The current population total is 49,735. We have broken down the population based on race below. In 90703, there are over 23855 in male population and 25880 females.

PopulationValues
Total Population49,735
White Population7456
Black Population3258
Hispanic Population7284
Asian Population31036
Hawaiian Population217
Indian Population210
Other Population2964
Male Population23855
Female Population25880
Population Estimate49951

Household Data for 90703

The average number of homes in 90703 is around 16,080, there are an average of 3.08 per household. The average house value according to local real estate values is around $762,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,080
Persons Per Household3.08
Average House Value$762,700
Income Per Household$115272
Median Age46.4
Median Age Male45.0
Median Age Female47.6
90703 DetailsValues
StateCA
State Full NameCalifornia
City TypeB
City Alias Abbreviation
Area Code562/310
CityCerritos
City Alias NameCERRITOS
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1912
Number Of Employees37254
Business First Quarter Payroll551385
Business Annual Payroll2355056
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District38|45
Congressional LandArea101.46|330.39
Delivery Residential16218
Delivery Business1737
Delivery Total18615
Preferred Last Line KeyZ20570
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ20570
Land Area8.748000
Water Area0.131000
City Alias Code
City Mixed CaseCerritos
City Alias Mixed CaseCerritos
Box Count587
SFDU13774
MFDU645
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number050348
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]