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90704, CA Home Insurance

In the zip code of 90704, the population size is around 3,715, which consists of 1,493 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Avalon, CA. A few years ago, a study was done and found that the average home insurance rates for California are around $1,000 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 90704 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Avalon. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Avalon, CA Homeowners Insurance Online Rates Today!

90704 Home Insurance Average Premiums

Local 90704 homeowners insurance quotes comparison

$750 /yr.

Shows Zip Code: 90704 lowest rates with discounts applied on average.

For the 90704, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$750 /yr.
Average Coverage:$1000 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1300 /yr.

What is the average home insurance cost for a home in 90704?

  • • The average homeowners insurance premium paid annually for a home in 90704 is around $1000 per year.

What does it cost on average per month for home insurance in 90704?

  • • Homeowners in 90704 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 90704?

  • • Autoowners in 90704 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Avalon area, check out other zip codes nearby 90704.
Review average rates in another zip code:
90704 homeowners insurance rates

Home Replacement Cost Coverage in 90704

Average Building Cost Per Square Foot in 90704: $324

Location: Avalon, California (Los Angeles County)

Average Square Footage in 90704: 2,666 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 90704 before you start any project. Avalon homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 90704 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 90704 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,666 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Avalon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,666$863,800
Additional Upgrades & Added Features$4052,666$1,079,750
Major Home Updates or Advancements$4862,666$1,295,700

It's important to understand that when you estimate your replacement cost of your home in the 90704 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 90704

Best Home & Auto Insurance Agencies in 90704

Allstate Insurance Company - Rick Rosales

Address: 2403 S Moray Ave Los Angeles, CA 90704
Phone:
Website: http://www.allstateagencies.com/070363?cid=OTC-YP.com-IYP&att=TL
Info:

Stan P Carmichael Ins Agency Inc - State Farm Insurance Agent

Address: 10802 Downey Ave Downey, CA 90704
Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=753130
Info:

Pegasus Capital & Insurance Services, Incorporated

Address: 550 S Hope St, Ste 2170 Los Angeles, CA 90704
Phone:
Website: http://www.pegasusfinancialinc.com/
Info:

Martinez, Luis C - Allstate

Address: 7840 Firestone Blvd, #202 Downey, CA 90704
Phone:
Website: http://www.allstateagencies.com/LuisMartinez/Welcome/
Info:

NORTHSTATE AUTO INSURANCE SERVICES Incorporated

Address: 455 W Florence Ave, #C Los Angeles, CA 90704
Phone:
Website: http://www.nstateauto.com/
Info:

Housing Demographics for 90704

Population Review for 90704 Zip Code

For the city of Avalon, the population within 90704 has increased to over 2 residents in population size. The current population total is 3,715. We have broken down the population based on race below. In 90704, there are over 1821 in male population and 1894 females.

PopulationValues
Total Population3,715
White Population1877
Black Population40
Hispanic Population1967
Asian Population34
Hawaiian Population13
Indian Population46
Other Population1167
Male Population1821
Female Population1894
Population Estimate2

Household Data for 90704

The average number of homes in 90704 is around 1,493, there are an average of 2.45 per household. The average house value according to local real estate values is around $863,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,493
Persons Per Household2.45
Average House Value$863,800
Income Per Household$77644
Median Age40.3
Median Age Male39.6
Median Age Female41.2
90704 DetailsValues
StateCA
State Full NameCalifornia
City TypeZ
City Alias Abbreviation
Area Code424/310/562
CityAvalon
City Alias NameAVALON
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses205
Number Of Employees1788
Business First Quarter Payroll21654
Business Annual Payroll113135
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District42
Congressional LandArea935.96
Delivery Residential1
Delivery Business0
Delivery Total3516
Preferred Last Line KeyZ20156
Classification CodeP
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ20156
Land Area76.089000
Water Area219.303000
City Alias Code
City Mixed CaseAvalon
City Alias Mixed CaseAvalon
Box Count1463
SFDU0
MFDU1
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number050414
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]