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90745 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 90745? Our rates are very competitive for homeowners living in Carson, CA. Many homeowners based out of your 90745 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 90745 should appear in the zip code field ready to go. For Carson, CA Home Insurance Rate Quotes click to review the best rates and service online!

90745 Average Premium is Rated: High!

Homeowners living in 90745 can easily save up to 40% off the average home insurance premium of $956 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Carson that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 90745 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 90745!

90745 Home Insurance Average Premiums

Local 90745 homeowners insurance quotes comparison

$706 /yr.

Shows Zip Code: 90745 lowest rates with discounts applied on average.

For the 90745, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$706 /yr.
Average Coverage:$956 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1256 /yr.

What is the average home insurance cost for a home in 90745?

  • • The average homeowners insurance premium paid annually for a home in 90745 is around $956 per year.

What does it cost on average per month for home insurance in 90745?

  • • Homeowners in 90745 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 90745?

  • • Autoowners in 90745 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Carson area, check out other zip codes nearby 90745.
Review average rates in another zip code:
90746 homeowners insurance rates
90745 homeowners insurance rates

Home Replacement Cost Coverage in 90745

Average Building Cost Per Square Foot in 90745: $324

Location: Carson, California (Los Angeles County)

Average Square Footage in 90745: 1,593 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 90745 before you start any project. Carson homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 90745 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 90745 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,593 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Carson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,593$516,000
Additional Upgrades & Added Features$4051,593$645,000
Major Home Updates or Advancements$4861,593$774,000

It's important to understand that when you estimate your replacement cost of your home in the 90745 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 90745

Best Home & Auto Insurance Agencies in 90745

Bernabe Jr- Jose J - State Farm Insurance Agent

Address: 23407 Main St Carson, CA 90745
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Alex Cainglet-Farmers Insurance

Address: 860 E Carson St Carson, CA 90745
Phone:
Website: http://www.farmersagent.com/acainglet/
Info:

Owens, Gregory C - State Farm Insurance Agent

Address: 21613 Avalon Boulevard Carson, CA 90745
Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=753414
Info:

Raymund Santos-Farmers Insurance

Address: 21855 Avalon Boulevard #5 Carson, CA 90745
Phone:
Website: http://www.farmersagent.com/rsantos/
Info:

Allstate Insurance Companies

Address: 1 Civic Plaza Dr Carson, CA 90745
Phone:
Website: http://www.allstateagencies.com
Info:

Housing Demographics for 90745

Population Review for 90745 Zip Code

For the city of Carson, the population within 90745 has increased to over 59,248 residents in population size. The current population total is 59,937. We have broken down the population based on race below. In 90745, there are over 28865 in male population and 31072 females.

PopulationValues
Total Population59,937
White Population7988
Black Population5333
Hispanic Population25523
Asian Population21680
Hawaiian Population1260
Indian Population702
Other Population15322
Male Population28865
Female Population31072
Population Estimate59248

Household Data for 90745

The average number of homes in 90745 is around 16,465, there are an average of 3.50 per household. The average house value according to local real estate values is around $516,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,465
Persons Per Household3.50
Average House Value$516,000
Income Per Household$93759
Median Age42.2
Median Age Male40.0
Median Age Female44.3
90745 DetailsValues
StateCA
State Full NameCalifornia
City TypeB
City Alias Abbreviation
Area Code562
CityCarson
City Alias NameCARSON
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses817
Number Of Employees13425
Business First Quarter Payroll228228
Business Annual Payroll879152
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District44
Congressional LandArea79.36
Delivery Residential16928
Delivery Business1133
Delivery Total18803
Preferred Last Line KeyZ20522
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ20522
Land Area8.227000
Water Area0.093000
City Alias Code
City Mixed CaseCarson
City Alias Mixed CaseCarson
Box Count0
SFDU11053
MFDU2881
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number054482
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]