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Homeowners Insurance coverage in 91006

If you are a homeowner in 91006 or Arcadia, CA you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Arcadia.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 91006.

Learn more about our homeowners insurance shopping service by selecting the best Arcadia, CA Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 91006?

Residents of Arcadia have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in California? While California is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, California comes in at 24 in the country for homeowners insurance premiums.

If you are living in 91006 zipcode, expect to pay around $994 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Arcadia does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

91006 Home Insurance Average Premiums

Local 91006 homeowners insurance quotes comparison

$744 /yr.

Shows Zip Code: 91006 lowest rates with discounts applied on average.

For the 91006, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$744 /yr.
Average Coverage:$994 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1294 /yr.

What is the average home insurance cost for a home in 91006?

  • • The average homeowners insurance premium paid annually for a home in 91006 is around $994 per year.

What does it cost on average per month for home insurance in 91006?

  • • Homeowners in 91006 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 91006?

  • • Autoowners in 91006 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Arcadia area, check out other zip codes nearby 91006.
Review average rates in another zip code:
91007 homeowners insurance rates
91006 homeowners insurance rates

Home Replacement Cost Coverage in 91006

Average Building Cost Per Square Foot in 91006: $324

Location: Arcadia, California (Los Angeles County)

Average Square Footage in 91006: 3,315 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91006 before you start any project. Arcadia homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91006 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91006 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,315 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arcadia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3243,315$1,074,000
Additional Upgrades & Added Features$4053,315$1,342,500
Major Home Updates or Advancements$4863,315$1,611,000

It's important to understand that when you estimate your replacement cost of your home in the 91006 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91006

Allstate Insurance - Manuel J. Araiza

Address: 159 E Live Oak Ave Ste 205 Arcadia, CA 91006
Phone: (626)445-2811
Website:

Abernathy Insurance Agency

Address: 133 East Duarte Road Arcadia, CA 91006
Phone: (626)254-8547
Website:

Allstate Insurance - Vilma T. Higuera

Address: 230 E Foothill Bl #c Arcadia, CA 91006
Phone: (626)303-5145
Website:

Best Home & Auto Insurance Agencies in 91006

KCAL Insurance Agency

Address: 411 Huntington Drive #300 Arcadia, CA 91006
Phone:
Website: http://www.kcal.net/
Info:

Allstate Insurance Company - Gary Forillo

Address: 20 E Foothill Blvd Arcadia, CA 91006
Phone:
Website: http://www.allstateagencies.com/081723?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance - Vilma T. Higuera

Address: 230 E Foothill Blvd Arcadia, CA 91006
Phone:
Website:
Info:

Askin Sandi

Address: 150 N Santa Anita Ave, #130 Arcadia, CA 91006
Phone:
Website: http://www.sandi-sandersco.com
Info:

Allstate Insurance - Manuel J. Araiza

Address: 159 E Live Oak Ave, #205 Arcadia, CA 91006
Phone:
Website:
Info:

Housing Demographics for 91006

Population Review for 91006 Zip Code

For the city of Arcadia, the population within 91006 has increased to over 33,432 residents in population size. The current population total is 31,949. We have broken down the population based on race below. In 91006, there are over 15334 in male population and 16615 females.

PopulationValues
Total Population31,949
White Population7082
Black Population389
Hispanic Population4821
Asian Population19757
Hawaiian Population14
Indian Population133
Other Population1957
Male Population15334
Female Population16615
Population Estimate33432

Household Data for 91006

The average number of homes in 91006 is around 10,615, there are an average of 3.00 per household. The average house value according to local real estate values is around $1,074,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,615
Persons Per Household3.00
Average House Value$1,074,000
Income Per Household$113817
Median Age44.8
Median Age Male43.4
Median Age Female45.9
91006 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code626
CityArcadia
City Alias NameARCADIA
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1617
Number Of Employees12426
Business First Quarter Payroll140439
Business Annual Payroll643475
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District28|31
Congressional LandArea218.45|218.24
Delivery Residential11144
Delivery Business1494
Delivery Total12420
Preferred Last Line KeyZ20119
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ20119
Land Area6.430000
Water Area0.189000
City Alias Code
City Mixed CaseArcadia
City Alias Mixed CaseArcadia
Box Count0
SFDU9100
MFDU1594
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number050294
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]