Get multiple home insurance quotes in 91010. Our licensed 91010, CA agents are ready to serve you.

Shop for Home Insurance in 91010 right now!

If you live in the 91010 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Duarte have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our CA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 91010 and then compare quotes from a variety of nationwide insurance companies.

91010 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 91010 the average premium for homeowners coverage is $909 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 91010. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 91010 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Duarte, CA home insurance quotes in your area.

91010 Home Insurance Average Premiums

Local 91010 homeowners insurance quotes comparison

$659 /yr.

Shows Zip Code: 91010 lowest rates with discounts applied on average.

For the 91010, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$659 /yr.
Average Coverage:$909 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1209 /yr.

What is the average home insurance cost for a home in 91010?

  • • The average homeowners insurance premium paid annually for a home in 91010 is around $909 per year.

What does it cost on average per month for home insurance in 91010?

  • • Homeowners in 91010 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 91010?

  • • Autoowners in 91010 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Duarte area, check out other zip codes nearby 91010.
Review average rates in another zip code:
91008 homeowners insurance rates
91010 homeowners insurance rates

Home Replacement Cost Coverage in 91010

Average Building Cost Per Square Foot in 91010: $324

Location: Duarte, California (Los Angeles County)

Average Square Footage in 91010: 1,731 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91010 before you start any project. Duarte homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91010 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91010 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,731 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Duarte area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,731$560,900
Additional Upgrades & Added Features$4051,731$701,125
Major Home Updates or Advancements$4861,731$841,350

It's important to understand that when you estimate your replacement cost of your home in the 91010 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91010

Best Home & Auto Insurance Agencies in 91010

Allstate Insurance Company - Bill Aravjo

Address: 1230 Huntington Dr Duarte, CA 91010
Phone:
Website: http://www.allstateagencies.com/072547?cid=OTC-YP.com-IYP&att=TL
Info:

Ronald Smith State Farm Insurance

Address: 1740 Huntington Dr Duarte, CA 91010
Phone:
Website: http://www.ronaldsmithinsurance.com/
Info:

Housing Demographics for 91010

Population Review for 91010 Zip Code

For the city of Duarte, the population within 91010 has increased to over 25,579 residents in population size. The current population total is 26,730. We have broken down the population based on race below. In 91010, there are over 12655 in male population and 14075 females.

PopulationValues
Total Population26,730
White Population7653
Black Population1560
Hispanic Population14058
Asian Population5019
Hawaiian Population41
Indian Population534
Other Population7503
Male Population12655
Female Population14075
Population Estimate25579

Household Data for 91010

The average number of homes in 91010 is around 8,544, there are an average of 3.02 per household. The average house value according to local real estate values is around $560,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,544
Persons Per Household3.02
Average House Value$560,900
Income Per Household$88357
Median Age43.4
Median Age Male41.1
Median Age Female45.5
91010 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code626
CityDuarte
City Alias NameDUARTE
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses492
Number Of Employees15259
Business First Quarter Payroll295883
Business Annual Payroll1386916
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District31
Congressional LandArea218.24
Delivery Residential8470
Delivery Business611
Delivery Total8940
Preferred Last Line KeyZ20938
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ20938
Land Area6.431000
Water Area0.044000
City Alias Code
City Mixed CaseDuarte
City Alias Mixed CaseDuarte
Box Count0
SFDU5462
MFDU2208
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number052274
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]