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Homeowners Insurance in 91107

For homeowners living in 91107, you want more affordable home insurance rates in Pasadena, right? Our rates are very competitive for homeowners living in the great city of Pasadena, CA. Many homeowners living in the 91107 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 91107 should appear in the zip code field ready to go. Comparing Pasadena, CA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

91107 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Pasadena pay around $846 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing California home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 91107 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Pasadena homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your California home insurance premium today!

Get 91107 Homeowners Insurance Rates Now!

91107 Home Insurance Average Premiums

Local 91107 homeowners insurance quotes comparison

$596 /yr.

Shows Zip Code: 91107 lowest rates with discounts applied on average.

For the 91107, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$596 /yr.
Average Coverage:$846 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1146 /yr.

What is the average home insurance cost for a home in 91107?

  • • The average homeowners insurance premium paid annually for a home in 91107 is around $846 per year.

What does it cost on average per month for home insurance in 91107?

  • • Homeowners in 91107 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 91107?

  • • Autoowners in 91107 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pasadena area, check out other zip codes nearby 91107.
Review average rates in another zip code:
91105 homeowners insurance rates
91103 homeowners insurance rates
91104 homeowners insurance rates
91101 homeowners insurance rates
91106 homeowners insurance rates
91107 homeowners insurance rates

Home Replacement Cost Coverage in 91107

Average Building Cost Per Square Foot in 91107: $324

Location: Pasadena, California (Los Angeles County)

Average Square Footage in 91107: 2,820 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91107 before you start any project. Pasadena homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91107 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91107 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,820 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pasadena area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,820$913,700
Additional Upgrades & Added Features$4052,820$1,142,125
Major Home Updates or Advancements$4862,820$1,370,550

It's important to understand that when you estimate your replacement cost of your home in the 91107 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91107

Best Home & Auto Insurance Agencies in 91107

Palmer's Income Tax

Address: 209 S Rosemead Blvd Pasadena, CA 91107
Phone:
Website:
Info:

Vartouk Haroutunian-Farmers Insurance

Address: 2500 E Foothill Blvd Pasadena, CA 91107
Phone:
Website: http://www.farmersagent.com/vharoutunian/
Info:

Joseph Dupree State Farm Insurance

Address: 2245 East Colorado Boulevard #203 Pasadena, CA 91107
Phone:
Website: http://www.joedupree.com/
Info:

Todd Ma-Farmers Insurance

Address: 2484 E Colorado Blvd Pasadena, CA 91107
Phone:
Website:
Info:

State Farm Insurance - Nadine Shokoufi

Address: 192 S Rosemead Blvd Pasadena, CA 91107
Phone:
Website: http://www.asknadine.com/
Info:

Housing Demographics for 91107

Population Review for 91107 Zip Code

For the city of Pasadena, the population within 91107 has increased to over 34,635 residents in population size. The current population total is 33,729. We have broken down the population based on race below. In 91107, there are over 16210 in male population and 17519 females.

PopulationValues
Total Population33,729
White Population15141
Black Population1634
Hispanic Population8796
Asian Population8142
Hawaiian Population29
Indian Population271
Other Population3588
Male Population16210
Female Population17519
Population Estimate34635

Household Data for 91107

The average number of homes in 91107 is around 13,501, there are an average of 2.48 per household. The average house value according to local real estate values is around $913,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,501
Persons Per Household2.48
Average House Value$913,700
Income Per Household$111084
Median Age43.1
Median Age Male41.3
Median Age Female44.9
91107 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code626/323
CityPasadena
City Alias NamePASADENA
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1609
Number Of Employees17536
Business First Quarter Payroll216492
Business Annual Payroll966028
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District28
Congressional LandArea218.45
Delivery Residential13966
Delivery Business1697
Delivery Total16120
Preferred Last Line KeyZ22427
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ22427
Land Area8.458000
Water Area0.065000
City Alias Code
City Mixed CasePasadena
City Alias Mixed CasePasadena
Box Count0
SFDU10166
MFDU3147
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number055862
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]