Get multiple home insurance quotes in 91307. Our licensed 91307, CA agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 91307

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 91307, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in West Hills, CA from a list of top tier nationwide insurers.

Our California licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 91307 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 91307

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional West Hills, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

91307 Ratings: high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in West Hills we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 91307, homeowners are seeing rates around 993 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 91307!

91307 Home Insurance Average Premiums

Local 91307 homeowners insurance quotes comparison

$743 /yr.

Shows Zip Code: 91307 lowest rates with discounts applied on average.

For the 91307, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$743 /yr.
Average Coverage:$993 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1293 /yr.

What is the average home insurance cost for a home in 91307?

  • • The average homeowners insurance premium paid annually for a home in 91307 is around $993 per year.

What does it cost on average per month for home insurance in 91307?

  • • Homeowners in 91307 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 91307?

  • • Autoowners in 91307 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Hills area, check out other zip codes nearby 91307.
Review average rates in another zip code:
91307 homeowners insurance rates

Home Replacement Cost Coverage in 91307

Average Building Cost Per Square Foot in 91307: $324

Location: West Hills, California (Los Angeles County)

Average Square Footage in 91307: 2,206 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91307 before you start any project. West Hills homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91307 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91307 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,206 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Hills area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,206$714,600
Additional Upgrades & Added Features$4052,206$893,250
Major Home Updates or Advancements$4862,206$1,071,900

It's important to understand that when you estimate your replacement cost of your home in the 91307 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91307

Best Home & Auto Insurance Agencies in 91307

Gerald Peterson-Farmers Insurance

Address: 6520 Platt Ave, #459 West Hills, CA 91307
Phone:
Website: http://www.farmersagent.com/gpeterson2/
Info:

Begalla Jr- Leonard J

Address: 24372 Vanowen St West Hills, CA 91307
Phone:
Website:
Info:

Bryson- Rolando

Address: 22900 Vanowen St West Hills, CA 91307
Phone:
Website:
Info:

Patty Norona-Farmers Insurance

Address: 6700 Fallbrook Ave, Ste 207 West Hills, CA 91307
Phone:
Website: http://www.farmersagent.com/pnorona/
Info:

Allstate Insurance Company - Jack Amran

Address: 6740 Fallbrook Ave West Hills, CA 91307
Phone:
Website: http://www.allstateagencies.com/065030?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 91307

Population Review for 91307 Zip Code

For the city of West Hills, the population within 91307 has increased to over 25,401 residents in population size. The current population total is 24,855. We have broken down the population based on race below. In 91307, there are over 12232 in male population and 12623 females.

PopulationValues
Total Population24,855
White Population15297
Black Population776
Hispanic Population4099
Asian Population3981
Hawaiian Population19
Indian Population116
Other Population1555
Male Population12232
Female Population12623
Population Estimate25401

Household Data for 91307

The average number of homes in 91307 is around 8,456, there are an average of 2.91 per household. The average house value according to local real estate values is around $714,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,456
Persons Per Household2.91
Average House Value$714,600
Income Per Household$125343
Median Age44.8
Median Age Male43.3
Median Age Female46.0
91307 DetailsValues
StateCA
State Full NameCalifornia
City TypeB
City Alias Abbreviation
Area Code818
CityWest Hills
City Alias NameWEST HILLS
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses870
Number Of Employees6721
Business First Quarter Payroll77540
Business Annual Payroll346371
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District32
Congressional LandArea124.23
Delivery Residential8729
Delivery Business396
Delivery Total9647
Preferred Last Line KeyZ23822
Classification Code
Multi-CountyY
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ23822
Land Area8.140000
Water Area0.010000
City Alias Code
City Mixed CaseWest Hills
City Alias Mixed CaseWest Hills
Box Count0
SFDU7761
MFDU241
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number051242
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]