Get multiple home insurance quotes in 91320. Our licensed 91320, CA agents are ready to serve you.

Searching for Homeowners Insurance in 91320

If you are a homeowners that lives in 91320 you may be searching for more affordable homeowners insurance in Newbury Park. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Newbury Park, CA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our California licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 91320 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Newbury Park, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 91320 Home Insurance Costs: high!

In Newbury Park, homeowners are paying roughly $875 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 91320 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Newbury Park are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 91320 policy right now!

91320 Home Insurance Average Premiums

Local 91320 homeowners insurance quotes comparison

$625 /yr.

Shows Zip Code: 91320 lowest rates with discounts applied on average.

For the 91320, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$625 /yr.
Average Coverage:$875 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1175 /yr.

What is the average home insurance cost for a home in 91320?

  • • The average homeowners insurance premium paid annually for a home in 91320 is around $875 per year.

What does it cost on average per month for home insurance in 91320?

  • • Homeowners in 91320 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 91320?

  • • Autoowners in 91320 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Newbury Park area, check out other zip codes nearby 91320.
Review average rates in another zip code:
91320 homeowners insurance rates

Home Replacement Cost Coverage in 91320

Average Building Cost Per Square Foot in 91320: $324

Location: Newbury Park, California (Ventura County)

Average Square Footage in 91320: 2,333 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91320 before you start any project. Newbury Park homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91320 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91320 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,333 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newbury Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,333$755,800
Additional Upgrades & Added Features$4052,333$944,750
Major Home Updates or Advancements$4862,333$1,133,700

It's important to understand that when you estimate your replacement cost of your home in the 91320 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91320

Allstate Insurance - Len M Armijo

Address: 2820 Camino Dos Rios Ste. 304 Newbury Park, CA 91320
Phone: (805)499-2628
Website:

Best Home & Auto Insurance Agencies in 91320

John Pless-Farmers Insurance

Address: 3623 Old Conejo Rd Newbury Park, CA 91320
Phone:
Website: http://www.farmersagent.com/jpless/
Info:

Holmes, Chris - Chris Holmes Imsurance

Address: 3529 Old Conejo Rd, #111 Newbury Park, CA 91320
Phone:
Website: http://www.farmersagent.com/
Info:

Allstate Insurance Companies

Address: 3481 Old Conejo Rd Newbury Park, CA 91320
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Boyce- Joel L

Address: 1738 Newbury Rd Newbury Park, CA 91320
Phone:
Website:
Info:

State Farm Insurance

Address: 2860 Camino Dos Rios, Ste A Newbury Park, CA 91320
Phone:
Website: http://www.statefarm.com/
Info:

Housing Demographics for 91320

Population Review for 91320 Zip Code

For the city of Newbury Park, the population within 91320 has increased to over 44,687 residents in population size. The current population total is 44,462. We have broken down the population based on race below. In 91320, there are over 22003 in male population and 22459 females.

PopulationValues
Total Population44,462
White Population28734
Black Population503
Hispanic Population8816
Asian Population5305
Hawaiian Population45
Indian Population319
Other Population3458
Male Population22003
Female Population22459
Population Estimate44687

Household Data for 91320

The average number of homes in 91320 is around 15,501, there are an average of 2.86 per household. The average house value according to local real estate values is around $755,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,501
Persons Per Household2.86
Average House Value$755,800
Income Per Household$130893
Median Age43.5
Median Age Male42.0
Median Age Female44.8
91320 DetailsValues
StateCA
State Full NameCalifornia
City TypeB
City Alias Abbreviation
Area Code805/820
CityNewbury Park
City Alias NameNEWBURY PARK
CountyVentura
County FIPS111
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA8735
CSA348
CBSA37100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOxnard-Thousand Oaks-Ventura, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameVentura, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1295
Number Of Employees21504
Business First Quarter Payroll816654
Business Annual Payroll2467398
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population823318
CBSA Division Population0
Congressional District26
Congressional LandArea939.12
Delivery Residential15625
Delivery Business1256
Delivery Total16385
Preferred Last Line Key016882
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State Key016882
Land Area20.176000
Water Area0.000000
City Alias Code
City Mixed CaseNewbury Park
City Alias Mixed CaseNewbury Park
Box Count0
SFDU12018
MFDU1259
State ANSI06
County ANSI111
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number057812
Unique ZIP Name
SSA State County Code05660
Medicare CBSA Code37100
Medicare CBSA NameOxnard-Thousand Oaks-Ventura, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseVentura

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]