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Are you paying too much for homeowners insurance in 91321? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Newhall, CA that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our California licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 91321?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 91321 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 91321 and get ready to save.

3 Easy Ways To Save Money In 91321

These three links will help you explore home insurance quotes in 91321 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 91321 Home Insurance Costs Rated: high!

The average price for a homeowners insurance policy in Newhall is roughly $951. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

Get 91321 Homeowners Insurance Rates Right Now!

91321 Home Insurance Average Premiums

Local 91321 homeowners insurance quotes comparison

$701 /yr.

Shows Zip Code: 91321 lowest rates with discounts applied on average.

For the 91321, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$701 /yr.
Average Coverage:$951 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1251 /yr.

What is the average home insurance cost for a home in 91321?

  • • The average homeowners insurance premium paid annually for a home in 91321 is around $951 per year.

What does it cost on average per month for home insurance in 91321?

  • • Homeowners in 91321 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 91321?

  • • Autoowners in 91321 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Newhall area, check out other zip codes nearby 91321.
Review average rates in another zip code:
91321 homeowners insurance rates

Home Replacement Cost Coverage in 91321

Average Building Cost Per Square Foot in 91321: $324

Location: Newhall, California (Los Angeles County)

Average Square Footage in 91321: 1,585 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91321 before you start any project. Newhall homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91321 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91321 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,585 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newhall area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,585$513,500
Additional Upgrades & Added Features$4051,585$641,875
Major Home Updates or Advancements$4861,585$770,250

It's important to understand that when you estimate your replacement cost of your home in the 91321 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91321

Best Home & Auto Insurance Agencies in 91321

William Lawler-Farmers Insurance

Address: 23542 Lyons Ave, Ste 206 Newhall, CA 91321
Phone:
Website: http://www.farmersagent.com/wlawler/
Info:

Maxoutopoulis, John W - Allstate

Address: 24303 Walnut St, #1 Newhall, CA 91321
Phone:
Website: http://www.allstateagencies.com/JOHNMAX/Welcome/
Info:

Allstate Insurance Company - John Maxoutopoulis

Address: 23033 Lyons Ave Newhall, CA 91321
Phone:
Website: http://www.allstateagencies.com/084226?cid=OTC-YP.com-IYP&att=TL
Info:

Huntington Pacific Insurance Agency

Address: 22940 Lyons Ave Newhall, CA 91321
Phone:
Website: http://www.huntpacificinsurance.com/
Info:

Allstate Insurance Company - Reggie Tan

Address: 23502 Lyons Ave Newhall, CA 91321
Phone:
Website: http://www.allstateagencies.com/074322?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 91321

Population Review for 91321 Zip Code

For the city of Newhall, the population within 91321 has increased to over 34,026 residents in population size. The current population total is 33,560. We have broken down the population based on race below. In 91321, there are over 16514 in male population and 17046 females.

PopulationValues
Total Population33,560
White Population14394
Black Population1039
Hispanic Population16671
Asian Population2598
Hawaiian Population33
Indian Population687
Other Population9358
Male Population16514
Female Population17046
Population Estimate34026

Household Data for 91321

The average number of homes in 91321 is around 11,168, there are an average of 2.99 per household. The average house value according to local real estate values is around $513,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,168
Persons Per Household2.99
Average House Value$513,500
Income Per Household$74424
Median Age37.4
Median Age Male35.8
Median Age Female38.9
91321 DetailsValues
StateCA
State Full NameCalifornia
City TypeB
City Alias Abbreviation
Area Code661
CityNewhall
City Alias NameNEWHALL
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses824
Number Of Employees8601
Business First Quarter Payroll74036
Business Annual Payroll346723
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District27
Congressional LandArea699.9
Delivery Residential11380
Delivery Business1011
Delivery Total14589
Preferred Last Line KeyZ22157
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ22157
Land Area26.659000
Water Area0.013000
City Alias Code
City Mixed CaseNewhall
City Alias Mixed CaseNewhall
Box Count0
SFDU5678
MFDU2376
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number056950
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]