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Home Insurance Rates in 91340

For homeowners shopping online in 91340, our insurance rates are very competitive for homeowners living in San Fernando, CA. Many homeowners based out of the great city of San Fernando have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 91340, simply click the "Get Multiple Quotes Now" button. Your 91340 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. San Fernando, CA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

91340 Home Insurance Rating is: High!

If you live in 91340, you can easily save up to 40% off the average home insurance premium of $954 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in San Fernando can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 91340 today!

Get Multiple Home Insurance Rates in 91340!

91340 Home Insurance Average Premiums

Local 91340 homeowners insurance quotes comparison

$704 /yr.

Shows Zip Code: 91340 lowest rates with discounts applied on average.

For the 91340, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$704 /yr.
Average Coverage:$954 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1254 /yr.

What is the average home insurance cost for a home in 91340?

  • • The average homeowners insurance premium paid annually for a home in 91340 is around $954 per year.

What does it cost on average per month for home insurance in 91340?

  • • Homeowners in 91340 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 91340?

  • • Autoowners in 91340 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the San Fernando area, check out other zip codes nearby 91340.
Review average rates in another zip code:
91340 homeowners insurance rates

Home Replacement Cost Coverage in 91340

Average Building Cost Per Square Foot in 91340: $324

Location: San Fernando, California (Los Angeles County)

Average Square Footage in 91340: 1,590 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91340 before you start any project. San Fernando homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91340 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91340 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,590 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Fernando area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,590$515,000
Additional Upgrades & Added Features$4051,590$643,750
Major Home Updates or Advancements$4861,590$772,500

It's important to understand that when you estimate your replacement cost of your home in the 91340 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91340

Best Home & Auto Insurance Agencies in 91340

Barbara Yumul-Farmers Insurance

Address: 601 S Brand Blvd, #101a San Fernando, CA 91340
Phone:
Website: http://www.farmersagent.com/byumul/
Info:

Insurance Brokers West

Address: 504 N Maclay Ave San Fernando, CA 91340
Phone:
Website: http://www.ibwins.com/
Info:

America's Financial Services

Address: 1110 Celis St San Fernando, CA 91340
Phone:
Website:
Info:

Adriana Ascencio-Farmers Insurance

Address: 145 N Maclay Ave San Fernando, CA 91340
Phone:
Website: http://www.farmersagent.com/aascencio/
Info:

Berton- Marc - State Farm Insurance Agent

Address: 762 S Maclay Ave San Fernando, CA 91340
Phone:
Website: http://www.marcberton.com
Info:

Housing Demographics for 91340

Population Review for 91340 Zip Code

For the city of San Fernando, the population within 91340 has increased to over 32,441 residents in population size. The current population total is 34,610. We have broken down the population based on race below. In 91340, there are over 17244 in male population and 17366 females.

PopulationValues
Total Population34,610
White Population6123
Black Population679
Hispanic Population31377
Asian Population633
Hawaiian Population25
Indian Population1218
Other Population18554
Male Population17244
Female Population17366
Population Estimate32441

Household Data for 91340

The average number of homes in 91340 is around 8,695, there are an average of 3.91 per household. The average house value according to local real estate values is around $515,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,695
Persons Per Household3.91
Average House Value$515,000
Income Per Household$67638
Median Age34.9
Median Age Male33.7
Median Age Female35.9
91340 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code818/747
CitySan Fernando
City Alias NameSAN FERNANDO
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses797
Number Of Employees10565
Business First Quarter Payroll134574
Business Annual Payroll554382
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District29
Congressional LandArea92.03
Delivery Residential8297
Delivery Business1381
Delivery Total9527
Preferred Last Line KeyZ22799
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ22799
Land Area3.431000
Water Area0.000000
City Alias Code
City Mixed CaseSan Fernando
City Alias Mixed CaseSan Fernando
Box Count0
SFDU6749
MFDU1317
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number056780
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]