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Homeowners Insurance in 91342

In Sylmar, CA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 91342 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 91342 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 91342 should appear in the zip code field ready to go.

91342 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in California, you are going to see rates around the average home insurance premium per year of $965. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Sylmar home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 91342 Home Insurance Rates Now!

Best 3 Options to Compare in 91342

If you want homeowners insurance quotes within the city of Sylmar or in the 91342 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Sylmar, CA.

91342 Home Insurance Average Premiums

Local 91342 homeowners insurance quotes comparison

$715 /yr.

Shows Zip Code: 91342 lowest rates with discounts applied on average.

For the 91342, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$715 /yr.
Average Coverage:$965 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1265 /yr.

What is the average home insurance cost for a home in 91342?

  • • The average homeowners insurance premium paid annually for a home in 91342 is around $965 per year.

What does it cost on average per month for home insurance in 91342?

  • • Homeowners in 91342 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 91342?

  • • Autoowners in 91342 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sylmar area, check out other zip codes nearby 91342.
Review average rates in another zip code:
91342 homeowners insurance rates

Home Replacement Cost Coverage in 91342

Average Building Cost Per Square Foot in 91342: $324

Location: Sylmar, California (Los Angeles County)

Average Square Footage in 91342: 1,608 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91342 before you start any project. Sylmar homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91342 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91342 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,608 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sylmar area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,608$520,900
Additional Upgrades & Added Features$4051,608$651,125
Major Home Updates or Advancements$4861,608$781,350

It's important to understand that when you estimate your replacement cost of your home in the 91342 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91342

Best Home & Auto Insurance Agencies in 91342

Richard Willand-Farmers Insurance

Address: 13059 San Fernando Rd Sylmar, CA 91342
Phone:
Website:
Info:

Allstate Insurance Company - Ira Hart

Address: 13867 Foothill Blvd Sylmar, CA 91342
Phone:
Website: http://www.allstateagencies.com/035826?cid=OTC-YP.com-IYP&att=TL
Info:

Fred Loya Insurance

Address: 12657 Glenoaks Blvd Sylmar, CA 91342
Phone:
Website: http://www.fredloya.com/
Info:

ACE Cash Express

Address: 13711 Foothill Blvd Sylmar, CA 91342
Phone:
Website: http://www.acecashexpress.com/
Info:

Housing Demographics for 91342

Population Review for 91342 Zip Code

For the city of Sylmar, the population within 91342 has increased to over 93,005 residents in population size. The current population total is 96,429. We have broken down the population based on race below. In 91342, there are over 47881 in male population and 48548 females.

PopulationValues
Total Population96,429
White Population22797
Black Population3742
Hispanic Population72809
Asian Population5755
Hawaiian Population88
Indian Population2273
Other Population43197
Male Population47881
Female Population48548
Population Estimate93005

Household Data for 91342

The average number of homes in 91342 is around 25,917, there are an average of 3.65 per household. The average house value according to local real estate values is around $520,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode25,917
Persons Per Household3.65
Average House Value$520,900
Income Per Household$84312
Median Age36.0
Median Age Male35.0
Median Age Female37.1
91342 DetailsValues
StateCA
State Full NameCalifornia
City TypeB
City Alias Abbreviation
Area Code818/747
CitySylmar
City Alias NameSYLMAR
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1199
Number Of Employees21313
Business First Quarter Payroll328844
Business Annual Payroll1353769
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District27|29|30
Congressional LandArea699.9|92.03|135.94
Delivery Residential25481
Delivery Business1302
Delivery Total26522
Preferred Last Line KeyZ23515
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ23515
Land Area45.445000
Water Area0.031000
City Alias Code
City Mixed CaseSylmar
City Alias Mixed CaseSylmar
Box Count0
SFDU15414
MFDU4742
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number056780
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]