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Home Insurance Quotes in 91344

Are you shopping for a cheaper homeowners insurance rate in 91344? Our rates are very competitive for homeowners living in Granada Hills, CA. Many homeowners located in the 91344 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our California licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 91344. To get free 91344 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 91344 zip code should appear in the zip code field ready to go. Shopping Granada Hills, CA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 91344 to review the best rate coverages.

Your 91344 Home Insurance Costs Is Rated: High!

For the great city of Granada Hills, the average home insurance premium paid annually is around $959 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our California specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Granada Hills and need insurance on your home in the 91344 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 91344 Homeowners Insurance Rates Now!

91344 Home Insurance Average Premiums

Local 91344 homeowners insurance quotes comparison

$709 /yr.

Shows Zip Code: 91344 lowest rates with discounts applied on average.

For the 91344, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$709 /yr.
Average Coverage:$959 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1259 /yr.

What is the average home insurance cost for a home in 91344?

  • • The average homeowners insurance premium paid annually for a home in 91344 is around $959 per year.

What does it cost on average per month for home insurance in 91344?

  • • Homeowners in 91344 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 91344?

  • • Autoowners in 91344 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Granada Hills area, check out other zip codes nearby 91344.
Review average rates in another zip code:
91344 homeowners insurance rates

Home Replacement Cost Coverage in 91344

Average Building Cost Per Square Foot in 91344: $324

Location: Granada Hills, California (Los Angeles County)

Average Square Footage in 91344: 2,131 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91344 before you start any project. Granada Hills homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91344 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91344 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,131 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Granada Hills area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,131$690,300
Additional Upgrades & Added Features$4052,131$862,875
Major Home Updates or Advancements$4862,131$1,035,450

It's important to understand that when you estimate your replacement cost of your home in the 91344 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91344

Best Home & Auto Insurance Agencies in 91344

Allstate Insurance Company - Bob Souza

Address: 10646 Zelzah Ave Granada Hills, CA 91344
Phone:
Website: http://www.allstateagencies.com/074309?cid=OTC-YP.com-IYP&att=TL
Info:

Baker- Steven D

Address: 17827 Chatsworth St Los Angeles, CA 91344
Phone:
Website:
Info:

Allstate Insurance Company - Brian Zinni

Address: 10727 White Oak Ave Granada Hills, CA 91344
Phone:
Website: http://www.allstateagencies.com/087455?cid=OTC-YP.com-IYP&att=TL
Info:

Baker, Steven D - State Farm Insurance Agent

Address: 17827 Chatsworth St Granada Hills, CA 91344
Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=751384
Info:

Allstate Insurance Companies

Address: 17050 Chatsworth St Granada Hills, CA 91344
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 91344

Population Review for 91344 Zip Code

For the city of Granada Hills, the population within 91344 has increased to over 53,436 residents in population size. The current population total is 52,481. We have broken down the population based on race below. In 91344, there are over 25725 in male population and 26756 females.

PopulationValues
Total Population52,481
White Population26025
Black Population1676
Hispanic Population16702
Asian Population8719
Hawaiian Population91
Indian Population499
Other Population8119
Male Population25725
Female Population26756
Population Estimate53436

Household Data for 91344

The average number of homes in 91344 is around 16,879, there are an average of 3.07 per household. The average house value according to local real estate values is around $690,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,879
Persons Per Household3.07
Average House Value$690,300
Income Per Household$104640
Median Age43.1
Median Age Male41.3
Median Age Female44.7
91344 DetailsValues
StateCA
State Full NameCalifornia
City TypeB
City Alias Abbreviation
Area Code818/747
CityGranada Hills
City Alias NameGRANADA HILLS
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1261
Number Of Employees9500
Business First Quarter Payroll79110
Business Annual Payroll362731
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District27|32
Congressional LandArea699.9|124.23
Delivery Residential17406
Delivery Business882
Delivery Total19560
Preferred Last Line KeyZ21306
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ21306
Land Area14.462000
Water Area0.336000
City Alias Code
City Mixed CaseGranada Hills
City Alias Mixed CaseGranada Hills
Box Count0
SFDU14471
MFDU2178
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number056780
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]