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91361 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 91361 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Westlake Village, CA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 91361 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in California, like average Westlake Village homeowners insurance rates, coverage options or home insurance types, please select Westlake Village, CA Home Insurance Rates Online!

91361 Home Insurance Average Premiums

Local 91361 homeowners insurance quotes comparison

$716 /yr.

Shows Zip Code: 91361 lowest rates with discounts applied on average.

For the 91361, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$716 /yr.
Average Coverage:$966 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1266 /yr.

What is the average home insurance cost for a home in 91361?

  • • The average homeowners insurance premium paid annually for a home in 91361 is around $966 per year.

What does it cost on average per month for home insurance in 91361?

  • • Homeowners in 91361 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 91361?

  • • Autoowners in 91361 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Westlake Village area, check out other zip codes nearby 91361.
Review average rates in another zip code:
91361 homeowners insurance rates

Home Replacement Cost Coverage in 91361

Average Building Cost Per Square Foot in 91361: $324

Location: Westlake Village, California (Ventura County)

Average Square Footage in 91361: 3,219 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91361 before you start any project. Westlake Village homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91361 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91361 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,219 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Westlake Village area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3243,219$1,042,900
Additional Upgrades & Added Features$4053,219$1,303,625
Major Home Updates or Advancements$4863,219$1,564,350

It's important to understand that when you estimate your replacement cost of your home in the 91361 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91361

Best Home & Auto Insurance Agencies in 91361

Sc Association Ins Services Inc - Nationwide Insurance

Address: 2659 Townsgate Rd, Ste 102 Westlake Village, CA 91361
Phone:
Website: http://www.nationwide.com/agent/Westlake-Village-CALIFORNIA-insurance-agent/neil-churchill/office.html
Info:

Sissy Keresztes-Fischer-Farmers Insurance

Address: 284 Sundown Rd Thousand Oaks, CA 91361
Phone:
Website: http://www.farmersagent.com/skeresztesfischer/
Info:

Jeffrey Levenson-Farmers Insurance

Address: 2239 Townsgate Rd, Ste 102 Westlake Village, CA 91361
Phone:
Website:
Info:

Brenda Barnum-Farmers Insurance

Address: 2820 Townsgate Rd, #201 Westlake Village, CA 91361
Phone:
Website: http://www.farmersagent.com/bbarnum/
Info:

Cappuccino Insurance Agency

Address: 2801 Townsgate Rd, Ste 126 Westlake Village, CA 91361
Phone:
Website: http://www.cappuccinoinsurance.com/
Info:

Housing Demographics for 91361

Population Review for 91361 Zip Code

For the city of Westlake Village, the population within 91361 has increased to over 20,663 residents in population size. The current population total is 20,262. We have broken down the population based on race below. In 91361, there are over 9756 in male population and 10506 females.

PopulationValues
Total Population20,262
White Population15781
Black Population234
Hispanic Population2166
Asian Population1478
Hawaiian Population21
Indian Population70
Other Population696
Male Population9756
Female Population10506
Population Estimate20663

Household Data for 91361

The average number of homes in 91361 is around 8,374, there are an average of 2.41 per household. The average house value according to local real estate values is around $1,042,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,374
Persons Per Household2.41
Average House Value$1,042,900
Income Per Household$122305
Median Age50.9
Median Age Male49.8
Median Age Female52.1
91361 DetailsValues
StateCA
State Full NameCalifornia
City TypeN
City Alias AbbreviationWESTLAKE VLG
Area Code805/818/820
CityWestlake Village
City Alias NameWESTLAKE VILLAGE
CountyVentura
County FIPS111
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA8735
CSA348
CBSA37100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOxnard-Thousand Oaks-Ventura, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameVentura, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1608
Number Of Employees15025
Business First Quarter Payroll344924
Business Annual Payroll1374244
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population823318
CBSA Division Population0
Congressional District26|32
Congressional LandArea939.12|124.23
Delivery Residential8574
Delivery Business1403
Delivery Total11077
Preferred Last Line KeyZ23845
Classification Code
Multi-CountyY
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State KeyZ23845
Land Area28.867000
Water Area0.677000
City Alias Code
City Mixed CaseWestlake Village
City Alias Mixed CaseWestlake Village
Box Count0
SFDU6146
MFDU1063
State ANSI06
County ANSI111
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number057812
Unique ZIP Name
SSA State County Code05660
Medicare CBSA Code37100
Medicare CBSA NameOxnard-Thousand Oaks-Ventura, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseVentura

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]