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Homeowners Insurance in 91405

Getting the most affordable home insurance rates in 91405 just got easier for Van Nuys, CA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Van Nuys. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Van Nuys, CA Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 91405

When discussing California homeowners insurance rates, Van Nuys residents are finding new ways to save time and money by discovering lower rates when they shop online. California may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 24. Residents that live within the 91405 zipcode are currently paying $942 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Van Nuys does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

91405 Home Insurance Average Premiums

Local 91405 homeowners insurance quotes comparison

$692 /yr.

Shows Zip Code: 91405 lowest rates with discounts applied on average.

For the 91405, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$692 /yr.
Average Coverage:$942 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1242 /yr.

What is the average home insurance cost for a home in 91405?

  • • The average homeowners insurance premium paid annually for a home in 91405 is around $942 per year.

What does it cost on average per month for home insurance in 91405?

  • • Homeowners in 91405 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 91405?

  • • Autoowners in 91405 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Van Nuys area, check out other zip codes nearby 91405.
Review average rates in another zip code:
91405 homeowners insurance rates
91406 homeowners insurance rates
91411 homeowners insurance rates
91401 homeowners insurance rates

Home Replacement Cost Coverage in 91405

Average Building Cost Per Square Foot in 91405: $324

Location: Van Nuys, California (Los Angeles County)

Average Square Footage in 91405: 1,795 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91405 before you start any project. Van Nuys homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91405 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91405 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,795 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Van Nuys area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,795$581,600
Additional Upgrades & Added Features$4051,795$727,000
Major Home Updates or Advancements$4861,795$872,400

It's important to understand that when you estimate your replacement cost of your home in the 91405 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91405

Best Home & Auto Insurance Agencies in 91405

Go Americana Insurance Services, Incorporated

Address: 7053 Sunnyslope Ave Los Angeles, CA 91405
Phone:
Website:
Info:

David Alonso Solis-Farmers Insurance

Address: 6946 Van Nuys Blvd Los Angeles, CA 91405
Phone:
Website: http://www.farmersagent.com/dsolis/
Info:

ACE Cash Express

Address: 14526 Sherman Way Los Angeles, CA 91405
Phone:
Website: http://www.acecashexpress.com/
Info:

Bernardo Becerra-Farmers Insurance

Address: 14903 Vanowen St Los Angeles, CA 91405
Phone:
Website: http://www.farmersagent.com/bbecerra/
Info:

Housing Demographics for 91405

Population Review for 91405 Zip Code

For the city of Van Nuys, the population within 91405 has increased to over 55,643 residents in population size. The current population total is 55,319. We have broken down the population based on race below. In 91405, there are over 27520 in male population and 27799 females.

PopulationValues
Total Population55,319
White Population17779
Black Population2908
Hispanic Population31778
Asian Population4469
Hawaiian Population79
Indian Population914
Other Population21868
Male Population27520
Female Population27799
Population Estimate55643

Household Data for 91405

The average number of homes in 91405 is around 18,644, there are an average of 2.93 per household. The average house value according to local real estate values is around $581,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,644
Persons Per Household2.93
Average House Value$581,600
Income Per Household$54391
Median Age35.4
Median Age Male34.7
Median Age Female36.2
91405 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code818/323
CityVan Nuys
City Alias NameVAN NUYS
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1113
Number Of Employees13557
Business First Quarter Payroll155611
Business Annual Payroll683763
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District29
Congressional LandArea92.03
Delivery Residential18991
Delivery Business1731
Delivery Total20575
Preferred Last Line KeyZ23708
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ23708
Land Area3.398000
Water Area0.007000
City Alias Code
City Mixed CaseVan Nuys
City Alias Mixed CaseVan Nuys
Box Count0
SFDU5129
MFDU12919
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number058100
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]