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Find the Best Home Insurance Rates in 91724

Shopping for homeowners insurance in 91724 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Covina, CA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our California licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 91724 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 91724

Find Covina, CA Homeowners Insurance Quotes to review the best coverage options in your area.

91724 Home Insurance Rating is: high!

In 91724 the average premium is $994. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 91724, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 91724!

91724 Home Insurance Average Premiums

Local 91724 homeowners insurance quotes comparison

$744 /yr.

Shows Zip Code: 91724 lowest rates with discounts applied on average.

For the 91724, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$744 /yr.
Average Coverage:$994 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1294 /yr.

What is the average home insurance cost for a home in 91724?

  • • The average homeowners insurance premium paid annually for a home in 91724 is around $994 per year.

What does it cost on average per month for home insurance in 91724?

  • • Homeowners in 91724 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 91724?

  • • Autoowners in 91724 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Covina area, check out other zip codes nearby 91724.
Review average rates in another zip code:
91723 homeowners insurance rates
91724 homeowners insurance rates
91722 homeowners insurance rates

Home Replacement Cost Coverage in 91724

Average Building Cost Per Square Foot in 91724: $324

Location: Covina, California (Los Angeles County)

Average Square Footage in 91724: 1,893 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91724 before you start any project. Covina homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91724 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91724 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,893 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Covina area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,893$613,400
Additional Upgrades & Added Features$4051,893$766,750
Major Home Updates or Advancements$4861,893$920,100

It's important to understand that when you estimate your replacement cost of your home in the 91724 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91724

Allstate Insurance

Address: 408 South Grand Avenue Covina, CA 91724
Phone: (626)967-0595
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 91724

Alan Lee-Farmers Insurance

Address: 1338 Center Court Dr, Ste 201 Covina, CA 91724
Phone:
Website: http://www.farmersagent.com/alee6/
Info:

Michael Perez-Farmers Insurance

Address: 969 S Village Oaks Dr Covina, CA 91724
Phone:
Website: http://www.zipweb.com/?businessName=FarmersInsuranceMichaelPere/
Info:

Allstate Insurance Company - Margaret Pinnt

Address: 917 S Village Oaks Dr Covina, CA 91724
Phone:
Website: http://www.allstateagencies.com/084224?cid=OTC-YP.com-IYP&att=TL
Info:

Eric Flores-Farmers Insurance

Address: 1338 Center Court Dr Covina, CA 91724
Phone:
Website: http://www.farmersagent.com/hmorcilla
Info:

Allstate Insurance Companies

Address: 970 S Village Oaks Dr, #104 Covina, CA 91724
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 91724

Population Review for 91724 Zip Code

For the city of Covina, the population within 91724 has increased to over 26,931 residents in population size. The current population total is 27,180. We have broken down the population based on race below. In 91724, there are over 13255 in male population and 13925 females.

PopulationValues
Total Population27,180
White Population9721
Black Population966
Hispanic Population14304
Asian Population4065
Hawaiian Population53
Indian Population522
Other Population6160
Male Population13255
Female Population13925
Population Estimate26931

Household Data for 91724

The average number of homes in 91724 is around 8,854, there are an average of 3.06 per household. The average house value according to local real estate values is around $613,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,854
Persons Per Household3.06
Average House Value$613,400
Income Per Household$90799
Median Age40.6
Median Age Male38.4
Median Age Female42.6
91724 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code626/909/562/840
CityCovina
City Alias NameCOVINA
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses519
Number Of Employees5576
Business First Quarter Payroll61484
Business Annual Payroll270148
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District31
Congressional LandArea218.24
Delivery Residential8801
Delivery Business606
Delivery Total10051
Preferred Last Line KeyZ20774
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ20774
Land Area6.236000
Water Area0.003000
City Alias Code
City Mixed CaseCovina
City Alias Mixed CaseCovina
Box Count0
SFDU5931
MFDU1278
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number051854
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]