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Home Insurance in 91739
If your primary reason for shopping for homeowners insurance in the 91739 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Rancho Cucamonga, CA. Many homeowners that live in the 91739 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our California licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 91739 zip code should already appear in the zip code field ready to go. For Rancho Cucamonga, CA Homeowners Insurance Quotes, Click to easily get started!
Average Homeowners Premiums in 91739
Homeowners living in the city of Rancho Cucamonga are paying on average around $901 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 91739 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. California home insurance premiums have been recently ranked 24 in the country in terms of the annual cost of premiums. Because premiums in 91739 are higher compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.
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We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Rancho Cucamonga. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!
91739 Home Insurance Average Premiums
For the 91739, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $651 /yr. |
Average Coverage: | $901 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1201 /yr. |
What is the average home insurance cost for a home in 91739?
- • The average homeowners insurance premium paid annually for a home in 91739 is around $901 per year.
What does it cost on average per month for home insurance in 91739?
- • Homeowners in 91739 pay a monthly average cost per month around $75.00.
What kind of discount could I get if I combine my home and auto insurance together in 91739?
- • Autoowners in 91739 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Rancho Cucamonga area, check out other zip codes nearby 91739.
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Home Replacement Cost Coverage in 91739
Average Building Cost Per Square Foot in 91739: $324
Location: Rancho Cucamonga, California (San Bernardino County)Average Square Footage in 91739: 2,001 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 91739 before you start any project. Rancho Cucamonga homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91739 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 91739 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,001 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rancho Cucamonga area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $324 | 2,001 | $648,400 |
Additional Upgrades & Added Features | $405 | 2,001 | $810,500 |
Major Home Updates or Advancements | $486 | 2,001 | $972,600 |
It's important to understand that when you estimate your replacement cost of your home in the 91739 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 91739
Best Home & Auto Insurance Agencies in 91739
Housing Demographics for 91739
Population Review for 91739 Zip Code
For the city of Rancho Cucamonga, the population within 91739 has increased to over 41,534 residents in population size. The current population total is 42,411. We have broken down the population based on race below. In 91739, there are over 21684 in male population and 20727 females.
Population | Values |
---|---|
Total Population | 42,411 |
White Population | 15648 |
Black Population | 4340 |
Hispanic Population | 14762 |
Asian Population | 9122 |
Hawaiian Population | 142 |
Indian Population | 337 |
Other Population | 6189 |
Male Population | 21684 |
Female Population | 20727 |
Population Estimate | 41534 |
Household Data for 91739
The average number of homes in 91739 is around 12,093, there are an average of 3.28 per household. The average house value according to local real estate values is around $648,400. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 12,093 |
Persons Per Household | 3.28 |
Average House Value | $648,400 |
Income Per Household | $126111 |
Median Age | 36.6 |
Median Age Male | 35.6 |
Median Age Female | 37.6 |
91739 Details | Values |
---|---|
State | CA |
State Full Name | California |
City Type | P |
City Alias Abbreviation | RCH CUCAMONGA |
Area Code | 909/840 |
City | Rancho Cucamonga |
City Alias Name | RANCHO CUCAMONGA |
County | San Bernardino |
County FIPS | 071 |
State FIPS | 06 |
Time Zone | 8 |
Day Light Saving | Y |
MSA | 4472 |
PMSA | 6780 |
CSA | 348 |
CBSA | 40140 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Riverside-San Bernardino-Ontario, CA |
MSA_Name | Los Angeles-Riverside-Orange County, CA |
PMSA_Name | Riverside-San Bernardino, CA PMSA |
Region | West |
Division | Pacific |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 879 |
Number Of Employees | 10914 |
Business First Quarter Payroll | 91813 |
Business Annual Payroll | 409807 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 4224851 |
CBSA Division Population | 0 |
Congressional District | 28|33|35 |
Congressional LandArea | 218.45|288.58|168.88 |
Delivery Residential | 12663 |
Delivery Business | 536 |
Delivery Total | 14430 |
Preferred Last Line Key | Z22604 |
Classification Code | |
Multi-County | |
CSA Name | Los Angeles-Long Beach, CA |
CBSA_DIV_Name | |
City State Key | Z22604 |
Land Area | 28.422000 |
Water Area | 0.008000 |
City Alias Code | |
City Mixed Case | Rancho Cucamonga |
City Alias Mixed Case | Rancho Cucamonga |
Box Count | 101 |
SFDU | 4859 |
MFDU | 2258 |
State ANSI | 06 |
County ANSI | 071 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 056316 |
Unique ZIP Name | |
SSA State County Code | 05460 |
Medicare CBSA Code | 40140 |
Medicare CBSA Name | Riverside-San Bernardino-Ontario, CA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 15 |
County Mixed Case | San Bernardino |
California Homeowners Insurance News & Information
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Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024
As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]
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Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024
Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]
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2024 Average Homeowners Insurance Rate at $2,777 per year Posted on Tuesday 20th February, 2024
A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]
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What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024
If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]
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2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023
The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies. Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]