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Home Insurance in 91739

If your primary reason for shopping for homeowners insurance in the 91739 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Rancho Cucamonga, CA. Many homeowners that live in the 91739 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our California licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 91739 zip code should already appear in the zip code field ready to go. For Rancho Cucamonga, CA Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 91739

Homeowners living in the city of Rancho Cucamonga are paying on average around $901 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 91739 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. California home insurance premiums have been recently ranked 24 in the country in terms of the annual cost of premiums. Because premiums in 91739 are higher compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 91739 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Rancho Cucamonga. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

91739 Home Insurance Average Premiums

Local 91739 homeowners insurance quotes comparison

$651 /yr.

Shows Zip Code: 91739 lowest rates with discounts applied on average.

For the 91739, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$651 /yr.
Average Coverage:$901 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1201 /yr.

What is the average home insurance cost for a home in 91739?

  • • The average homeowners insurance premium paid annually for a home in 91739 is around $901 per year.

What does it cost on average per month for home insurance in 91739?

  • • Homeowners in 91739 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 91739?

  • • Autoowners in 91739 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rancho Cucamonga area, check out other zip codes nearby 91739.
Review average rates in another zip code:
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91701 homeowners insurance rates
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91737 homeowners insurance rates

Home Replacement Cost Coverage in 91739

Average Building Cost Per Square Foot in 91739: $324

Location: Rancho Cucamonga, California (San Bernardino County)

Average Square Footage in 91739: 2,001 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91739 before you start any project. Rancho Cucamonga homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91739 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91739 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,001 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rancho Cucamonga area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,001$648,400
Additional Upgrades & Added Features$4052,001$810,500
Major Home Updates or Advancements$4862,001$972,600

It's important to understand that when you estimate your replacement cost of your home in the 91739 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91739

Best Home & Auto Insurance Agencies in 91739

Housing Demographics for 91739

Population Review for 91739 Zip Code

For the city of Rancho Cucamonga, the population within 91739 has increased to over 41,534 residents in population size. The current population total is 42,411. We have broken down the population based on race below. In 91739, there are over 21684 in male population and 20727 females.

PopulationValues
Total Population42,411
White Population15648
Black Population4340
Hispanic Population14762
Asian Population9122
Hawaiian Population142
Indian Population337
Other Population6189
Male Population21684
Female Population20727
Population Estimate41534

Household Data for 91739

The average number of homes in 91739 is around 12,093, there are an average of 3.28 per household. The average house value according to local real estate values is around $648,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,093
Persons Per Household3.28
Average House Value$648,400
Income Per Household$126111
Median Age36.6
Median Age Male35.6
Median Age Female37.6
91739 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias AbbreviationRCH CUCAMONGA
Area Code909/840
CityRancho Cucamonga
City Alias NameRANCHO CUCAMONGA
CountySan Bernardino
County FIPS071
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA6780
CSA348
CBSA40140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRiverside-San Bernardino-Ontario, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameRiverside-San Bernardino, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses879
Number Of Employees10914
Business First Quarter Payroll91813
Business Annual Payroll409807
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4224851
CBSA Division Population0
Congressional District28|33|35
Congressional LandArea218.45|288.58|168.88
Delivery Residential12663
Delivery Business536
Delivery Total14430
Preferred Last Line KeyZ22604
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State KeyZ22604
Land Area28.422000
Water Area0.008000
City Alias Code
City Mixed CaseRancho Cucamonga
City Alias Mixed CaseRancho Cucamonga
Box Count101
SFDU4859
MFDU2258
State ANSI06
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number056316
Unique ZIP Name
SSA State County Code05460
Medicare CBSA Code40140
Medicare CBSA NameRiverside-San Bernardino-Ontario, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseSan Bernardino

California Homeowners Insurance News & Information

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    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]