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91762 Home Insurance Rates & Premiums

Did you know there are over 62,524 people living within the 91762 zip code area? There are over 18,529 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 91762.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in California are on the rise. The estimated average premium is around $912 a year for a standard homeowners insurance policy in Ontario. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Ontario, CA Homeowners Insurance Quotes Online

91762 Home Insurance Average Premiums

Local 91762 homeowners insurance quotes comparison

$662 /yr.

Shows Zip Code: 91762 lowest rates with discounts applied on average.

For the 91762, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$662 /yr.
Average Coverage:$912 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1212 /yr.

What is the average home insurance cost for a home in 91762?

  • • The average homeowners insurance premium paid annually for a home in 91762 is around $912 per year.

What does it cost on average per month for home insurance in 91762?

  • • Homeowners in 91762 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 91762?

  • • Autoowners in 91762 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ontario area, check out other zip codes nearby 91762.
Review average rates in another zip code:
91762 homeowners insurance rates
91761 homeowners insurance rates
91764 homeowners insurance rates

Home Replacement Cost Coverage in 91762

Average Building Cost Per Square Foot in 91762: $324

Location: Ontario, California (San Bernardino County)

Average Square Footage in 91762: 1,351 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91762 before you start any project. Ontario homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91762 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91762 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,351 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ontario area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,351$437,700
Additional Upgrades & Added Features$4051,351$547,125
Major Home Updates or Advancements$4861,351$656,550

It's important to understand that when you estimate your replacement cost of your home in the 91762 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91762

Allstate Insurance - Diane Combs

Address: 700 N Mountain Ave Ontario, CA 91762
Phone: (909)986-1257
Website:

Mountain Insurance & Travel Service

Address: 118 West Holt Boulevard Ontario, CA 91762
Phone: (909)983-9741
Website:

Best Home & Auto Insurance Agencies in 91762

Adriana's Insurance

Address: 2238 S Euclid Ave Ontario, CA 91762
Phone:
Website: http://www.adrianasinsurance.com/
Info:

ACE Cash Express

Address: 658 W Holt Blvd Ontario, CA 91762
Phone:
Website: http://www.acecashexpress.com/
Info:

Beneficial Auto Insurance

Address: 931 W Holt Blvd Ontario, CA 91762
Phone:
Website:
Info:

Allstate Insurance - Diane Combs

Address: 700 N Mountain Ave Ontario, CA 91762
Phone:
Website:
Info:

Fred Loya Insurance

Address: 130 W G St Ontario, CA 91762
Phone:
Website: http://www.fredloya.com/
Info:

Housing Demographics for 91762

Population Review for 91762 Zip Code

For the city of Ontario, the population within 91762 has increased to over 67,525 residents in population size. The current population total is 62,524. We have broken down the population based on race below. In 91762, there are over 30718 in male population and 31806 females.

PopulationValues
Total Population62,524
White Population15592
Black Population3010
Hispanic Population43283
Asian Population6015
Hawaiian Population175
Indian Population1498
Other Population23028
Male Population30718
Female Population31806
Population Estimate67525

Household Data for 91762

The average number of homes in 91762 is around 18,529, there are an average of 3.36 per household. The average house value according to local real estate values is around $437,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,529
Persons Per Household3.36
Average House Value$437,700
Income Per Household$69103
Median Age34.0
Median Age Male32.9
Median Age Female35.1
91762 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code909
CityOntario
City Alias NameONTARIO
CountySan Bernardino
County FIPS071
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA6780
CSA348
CBSA40140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRiverside-San Bernardino-Ontario, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameRiverside-San Bernardino, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1029
Number Of Employees9635
Business First Quarter Payroll97851
Business Annual Payroll440342
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4224851
CBSA Division Population0
Congressional District35
Congressional LandArea168.88
Delivery Residential20097
Delivery Business1746
Delivery Total28704
Preferred Last Line KeyZ22333
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State KeyZ22333
Land Area14.290000
Water Area0.000000
City Alias Code
City Mixed CaseOntario
City Alias Mixed CaseOntario
Box Count474
SFDU10636
MFDU2144
State ANSI06
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number055652
Unique ZIP Name
SSA State County Code05460
Medicare CBSA Code40140
Medicare CBSA NameRiverside-San Bernardino-Ontario, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseSan Bernardino

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]