Get multiple home insurance quotes in 91765. Our licensed 91765, CA agents are ready to serve you.

91765 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 91765 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Diamond Bar, CA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 91765 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in California, like average Diamond Bar homeowners insurance rates, coverage options or home insurance types, please select Diamond Bar, CA Home Insurance Rates Online!

91765 Home Insurance Average Premiums

Local 91765 homeowners insurance quotes comparison

$736 /yr.

Shows Zip Code: 91765 lowest rates with discounts applied on average.

For the 91765, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$736 /yr.
Average Coverage:$986 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1286 /yr.

What is the average home insurance cost for a home in 91765?

  • • The average homeowners insurance premium paid annually for a home in 91765 is around $986 per year.

What does it cost on average per month for home insurance in 91765?

  • • Homeowners in 91765 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 91765?

  • • Autoowners in 91765 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Diamond Bar area, check out other zip codes nearby 91765.
Review average rates in another zip code:
91765 homeowners insurance rates

Home Replacement Cost Coverage in 91765

Average Building Cost Per Square Foot in 91765: $324

Location: Diamond Bar, California (Los Angeles County)

Average Square Footage in 91765: 2,191 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91765 before you start any project. Diamond Bar homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91765 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91765 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,191 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Diamond Bar area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,191$709,800
Additional Upgrades & Added Features$4052,191$887,250
Major Home Updates or Advancements$4862,191$1,064,700

It's important to understand that when you estimate your replacement cost of your home in the 91765 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91765

Meade Insurance Agency

Address: 750 N Diamond Bar Blvd Ste 210 Diamond Bar, CA 91765
Phone: (909)396-4200
Website:

Allstate Insurance-Nancy Ewell

Address: 23453 Golden Springs Dr Diamond Bar, CA 91765
Phone: (909)396-0113
Website:

Best Home & Auto Insurance Agencies in 91765

Allstate Insurance Companies - Sales Offices- Diamond Bar

Address: 3333 S Brea Canyon Rd, #222 Diamond Bar, CA 91765
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Allstate Insurance Company - Jesmond Foo

Address: 1155 S Diamond Bar Blvd Diamond Bar, CA 91765
Phone:
Website: http://www.allstateagencies.com/081963?cid=OTC-YP.com-IYP&att=TL
Info:

Bailey- Lloyd N

Address: 506 N Diamond Bar Blvd Diamond Bar, CA 91765
Phone:
Website:
Info:

Vicky Y Chen Ins Agency Inc - State Farm Insurance Agent

Address: 2707 S Diamond Bar Blvd Diamond Bar, CA 91765
Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=753488
Info:

KCAL Insurance Agency

Address: 1155 S Diamond Bar Blvd, #K Diamond Bar, CA 91765
Phone:
Website: http://www.kcal.net/
Info:

Housing Demographics for 91765

Population Review for 91765 Zip Code

For the city of Diamond Bar, the population within 91765 has increased to over 47,367 residents in population size. The current population total is 46,449. We have broken down the population based on race below. In 91765, there are over 22566 in male population and 23883 females.

PopulationValues
Total Population46,449
White Population8859
Black Population1664
Hispanic Population9084
Asian Population27259
Hawaiian Population80
Indian Population266
Other Population3505
Male Population22566
Female Population23883
Population Estimate47367

Household Data for 91765

The average number of homes in 91765 is around 15,404, there are an average of 3.00 per household. The average house value according to local real estate values is around $709,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,404
Persons Per Household3.00
Average House Value$709,800
Income Per Household$99705
Median Age43.8
Median Age Male41.8
Median Age Female45.4
91765 DetailsValues
StateCA
State Full NameCalifornia
City TypeB
City Alias Abbreviation
Area Code909/840
CityDiamond Bar
City Alias NameDIAMOND BAR
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1709
Number Of Employees13268
Business First Quarter Payroll220081
Business Annual Payroll879596
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District38
Congressional LandArea101.46
Delivery Residential15789
Delivery Business977
Delivery Total22371
Preferred Last Line KeyZ20884
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ20884
Land Area18.568000
Water Area0.005000
City Alias Code
City Mixed CaseDiamond Bar
City Alias Mixed CaseDiamond Bar
Box Count495
SFDU11454
MFDU1701
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number056168
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]