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If you live in the 91775 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of San Gabriel have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our CA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 91775 and then compare quotes from a variety of nationwide insurance companies.

91775 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 91775 the average premium for homeowners coverage is $997 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 91775. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 91775 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best San Gabriel, CA home insurance quotes in your area.

91775 Home Insurance Average Premiums

Local 91775 homeowners insurance quotes comparison

$747 /yr.

Shows Zip Code: 91775 lowest rates with discounts applied on average.

For the 91775, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$747 /yr.
Average Coverage:$997 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1297 /yr.

What is the average home insurance cost for a home in 91775?

  • • The average homeowners insurance premium paid annually for a home in 91775 is around $997 per year.

What does it cost on average per month for home insurance in 91775?

  • • Homeowners in 91775 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 91775?

  • • Autoowners in 91775 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the San Gabriel area, check out other zip codes nearby 91775.
Review average rates in another zip code:
91775 homeowners insurance rates
91776 homeowners insurance rates

Home Replacement Cost Coverage in 91775

Average Building Cost Per Square Foot in 91775: $324

Location: San Gabriel, California (Los Angeles County)

Average Square Footage in 91775: 2,659 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91775 before you start any project. San Gabriel homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91775 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91775 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,659 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Gabriel area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,659$861,400
Additional Upgrades & Added Features$4052,659$1,076,750
Major Home Updates or Advancements$4862,659$1,292,100

It's important to understand that when you estimate your replacement cost of your home in the 91775 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91775

Allstate Insurance - Mark Wu

Address: 319 N San Marino Ave San Gabriel, CA 91775
Phone: (626)281-6854
Website:

Best Home & Auto Insurance Agencies in 91775

Mercury Insurance - McHugh Insurance Agency

Address: 6404 Rosemead Blvd East San Gabriel, CA 91775
Phone:
Website: http://www.mercuryinsurance.com/
Info:

Allstate Insurance - Mark Wu

Address: 319 N San Marino Ave San Gabriel, CA 91775
Phone:
Website:
Info:

Norman Quan-Farmers Insurance

Address: 7220 Rosemead Blvd San Gabriel, CA 91775
Phone:
Website: http://www.farmersagent.com/nquan/
Info:

Housing Demographics for 91775

Population Review for 91775 Zip Code

For the city of San Gabriel, the population within 91775 has increased to over 24,772 residents in population size. The current population total is 24,252. We have broken down the population based on race below. In 91775, there are over 11574 in male population and 12678 females.

PopulationValues
Total Population24,252
White Population5478
Black Population278
Hispanic Population5943
Asian Population12783
Hawaiian Population5
Indian Population210
Other Population2592
Male Population11574
Female Population12678
Population Estimate24772

Household Data for 91775

The average number of homes in 91775 is around 8,247, there are an average of 2.91 per household. The average house value according to local real estate values is around $861,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,247
Persons Per Household2.91
Average House Value$861,400
Income Per Household$99362
Median Age43.6
Median Age Male41.5
Median Age Female45.4
91775 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code626
CitySan Gabriel
City Alias NameSAN GABRIEL
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses364
Number Of Employees1652
Business First Quarter Payroll15504
Business Annual Payroll73924
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District28
Congressional LandArea218.45
Delivery Residential8513
Delivery Business140
Delivery Total11544
Preferred Last Line KeyZ22807
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ22807
Land Area3.099000
Water Area0.014000
City Alias Code
City Mixed CaseSan Gabriel
City Alias Mixed CaseSan Gabriel
Box Count0
SFDU6632
MFDU1287
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number056792
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]