Get multiple home insurance quotes in 91906. Our licensed 91906, CA agents are ready to serve you.

Homeowners Insurance in 91906

For homeowners living in 91906, you want more affordable home insurance rates in Campo, right? Our rates are very competitive for homeowners living in the great city of Campo, CA. Many homeowners living in the 91906 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 91906 should appear in the zip code field ready to go. Comparing Campo, CA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

91906 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Campo pay around $916 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing California home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 91906 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Campo homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your California home insurance premium today!

Get 91906 Homeowners Insurance Rates Now!

91906 Home Insurance Average Premiums

Local 91906 homeowners insurance quotes comparison

$666 /yr.

Shows Zip Code: 91906 lowest rates with discounts applied on average.

For the 91906, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$666 /yr.
Average Coverage:$916 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1216 /yr.

What is the average home insurance cost for a home in 91906?

  • • The average homeowners insurance premium paid annually for a home in 91906 is around $916 per year.

What does it cost on average per month for home insurance in 91906?

  • • Homeowners in 91906 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 91906?

  • • Autoowners in 91906 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Campo area, check out other zip codes nearby 91906.
Review average rates in another zip code:
91906 homeowners insurance rates

Home Replacement Cost Coverage in 91906

Average Building Cost Per Square Foot in 91906: $324

Location: Campo, California (San Diego County)

Average Square Footage in 91906: 873 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91906 before you start any project. Campo homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91906 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91906 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 873 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Campo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324873$282,800
Additional Upgrades & Added Features$405873$353,500
Major Home Updates or Advancements$486873$424,200

It's important to understand that when you estimate your replacement cost of your home in the 91906 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91906

Best Home & Auto Insurance Agencies in 91906

Housing Demographics for 91906

Population Review for 91906 Zip Code

For the city of Campo, the population within 91906 has increased to over 3,710 residents in population size. The current population total is 3,904. We have broken down the population based on race below. In 91906, there are over 2003 in male population and 1901 females.

PopulationValues
Total Population3,904
White Population2258
Black Population88
Hispanic Population1358
Asian Population62
Hawaiian Population7
Indian Population346
Other Population518
Male Population2003
Female Population1901
Population Estimate3710

Household Data for 91906

The average number of homes in 91906 is around 1,336, there are an average of 2.89 per household. The average house value according to local real estate values is around $282,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,336
Persons Per Household2.89
Average House Value$282,800
Income Per Household$49191
Median Age38.7
Median Age Male39.6
Median Age Female38.3
91906 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code619/858
CityCampo
City Alias NameCAMPO
CountySan Diego
County FIPS073
State FIPS06
Time Zone8
Day Light SavingY
MSA7320
PMSA
CSA
CBSA41740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSan Diego-Chula Vista-Carlsbad, CA
MSA_NameSan Diego, CA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses44
Number Of Employees339
Business First Quarter Payroll3618
Business Annual Payroll16247
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3095313
CBSA Division Population0
Congressional District48
Congressional LandArea145.47
Delivery Residential1284
Delivery Business51
Delivery Total1661
Preferred Last Line KeyZ20480
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ20480
Land Area105.150000
Water Area0.714000
City Alias Code
City Mixed CaseCampo
City Alias Mixed CaseCampo
Box Count269
SFDU1052
MFDU0
State ANSI06
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number051212
Unique ZIP Name
SSA State County Code05470
Medicare CBSA Code41740
Medicare CBSA NameSan Diego-Chula Vista-Carlsbad, CA
Medicare CBSA TypeMetro
Market Rating Area ID19
County Mixed CaseSan Diego

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]