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91934 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 91934 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Jacumba, CA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 91934 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in California, like average Jacumba homeowners insurance rates, coverage options or home insurance types, please select Jacumba, CA Home Insurance Rates Online!

91934 Home Insurance Average Premiums

Local 91934 homeowners insurance quotes comparison

$672 /yr.

Shows Zip Code: 91934 lowest rates with discounts applied on average.

For the 91934, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$672 /yr.
Average Coverage:$922 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1222 /yr.

What is the average home insurance cost for a home in 91934?

  • • The average homeowners insurance premium paid annually for a home in 91934 is around $922 per year.

What does it cost on average per month for home insurance in 91934?

  • • Homeowners in 91934 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 91934?

  • • Autoowners in 91934 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jacumba area, check out other zip codes nearby 91934.
Review average rates in another zip code:
91934 homeowners insurance rates

Home Replacement Cost Coverage in 91934

Average Building Cost Per Square Foot in 91934: $324

Location: Jacumba, California (San Diego County)

Average Square Footage in 91934: 819 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91934 before you start any project. Jacumba homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91934 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91934 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 819 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jacumba area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324819$265,500
Additional Upgrades & Added Features$405819$331,875
Major Home Updates or Advancements$486819$398,250

It's important to understand that when you estimate your replacement cost of your home in the 91934 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91934

Best Home & Auto Insurance Agencies in 91934

Housing Demographics for 91934

Population Review for 91934 Zip Code

For the city of Jacumba, the population within 91934 has increased to over 85 residents in population size. The current population total is 693. We have broken down the population based on race below. In 91934, there are over 358 in male population and 335 females.

PopulationValues
Total Population693
White Population427
Black Population25
Hispanic Population229
Asian Population7
Hawaiian Population3
Indian Population23
Other Population113
Male Population358
Female Population335
Population Estimate85

Household Data for 91934

The average number of homes in 91934 is around 308, there are an average of 2.25 per household. The average house value according to local real estate values is around $265,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode308
Persons Per Household2.25
Average House Value$265,500
Income Per Household$0
Median Age50.4
Median Age Male49.2
Median Age Female54.1
91934 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code619/858
CityJacumba
City Alias NameJACUMBA
CountySan Diego
County FIPS073
State FIPS06
Time Zone8
Day Light SavingY
MSA7320
PMSA
CSA
CBSA41740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSan Diego-Chula Vista-Carlsbad, CA
MSA_NameSan Diego, CA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees23
Business First Quarter Payroll97
Business Annual Payroll460
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3095313
CBSA Division Population0
Congressional District48
Congressional LandArea145.47
Delivery Residential38
Delivery Business1
Delivery Total357
Preferred Last Line KeyZ21540
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ21540
Land Area51.457000
Water Area0.007000
City Alias Code
City Mixed CaseJacumba
City Alias Mixed CaseJacumba
Box Count295
SFDU38
MFDU0
State ANSI06
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number053780
Unique ZIP Name
SSA State County Code05470
Medicare CBSA Code41740
Medicare CBSA NameSan Diego-Chula Vista-Carlsbad, CA
Medicare CBSA TypeMetro
Market Rating Area ID19
County Mixed CaseSan Diego

California Homeowners Insurance News & Information

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  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]