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91935, CA Home Insurance

In the zip code of 91935, the population size is around 8,841, which consists of 2,993 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Jamul, CA. A few years ago, a study was done and found that the average home insurance rates for California are around $946 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 91935 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Jamul. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Jamul, CA Homeowners Insurance Online Rates Today!

91935 Home Insurance Average Premiums

Local 91935 homeowners insurance quotes comparison

$696 /yr.

Shows Zip Code: 91935 lowest rates with discounts applied on average.

For the 91935, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$696 /yr.
Average Coverage:$946 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1246 /yr.

What is the average home insurance cost for a home in 91935?

  • • The average homeowners insurance premium paid annually for a home in 91935 is around $946 per year.

What does it cost on average per month for home insurance in 91935?

  • • Homeowners in 91935 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 91935?

  • • Autoowners in 91935 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jamul area, check out other zip codes nearby 91935.
Review average rates in another zip code:
91935 homeowners insurance rates

Home Replacement Cost Coverage in 91935

Average Building Cost Per Square Foot in 91935: $324

Location: Jamul, California (San Diego County)

Average Square Footage in 91935: 2,103 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91935 before you start any project. Jamul homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91935 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91935 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,103 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jamul area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,103$681,300
Additional Upgrades & Added Features$4052,103$851,625
Major Home Updates or Advancements$4862,103$1,021,950

It's important to understand that when you estimate your replacement cost of your home in the 91935 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91935

Best Home & Auto Insurance Agencies in 91935

Housing Demographics for 91935

Population Review for 91935 Zip Code

For the city of Jamul, the population within 91935 has increased to over 8,560 residents in population size. The current population total is 8,841. We have broken down the population based on race below. In 91935, there are over 4461 in male population and 4380 females.

PopulationValues
Total Population8,841
White Population6192
Black Population134
Hispanic Population2384
Asian Population191
Hawaiian Population19
Indian Population79
Other Population891
Male Population4461
Female Population4380
Population Estimate8560

Household Data for 91935

The average number of homes in 91935 is around 2,993, there are an average of 2.95 per household. The average house value according to local real estate values is around $681,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,993
Persons Per Household2.95
Average House Value$681,300
Income Per Household$114746
Median Age48.6
Median Age Male47.7
Median Age Female49.5
91935 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code619/858
CityJamul
City Alias NameJAMUL
CountySan Diego
County FIPS073
State FIPS06
Time Zone8
Day Light SavingY
MSA7320
PMSA
CSA
CBSA41740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSan Diego-Chula Vista-Carlsbad, CA
MSA_NameSan Diego, CA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses150
Number Of Employees2062
Business First Quarter Payroll23814
Business Annual Payroll104686
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3095313
CBSA Division Population0
Congressional District48
Congressional LandArea145.47
Delivery Residential2902
Delivery Business71
Delivery Total3649
Preferred Last Line KeyZ21543
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ21543
Land Area105.490000
Water Area0.034000
City Alias Code
City Mixed CaseJamul
City Alias Mixed CaseJamul
Box Count578
SFDU2814
MFDU2
State ANSI06
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number053792
Unique ZIP Name
SSA State County Code05470
Medicare CBSA Code41740
Medicare CBSA NameSan Diego-Chula Vista-Carlsbad, CA
Medicare CBSA TypeMetro
Market Rating Area ID19
County Mixed CaseSan Diego

California Homeowners Insurance News & Information

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    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]