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92210 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 92210 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Indian Wells, CA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 92210.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 92210 and start shopping.

Quickly and Easily Compare Average Rates for 92210

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Indian Wells, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 92210

Homeowners in Indian Wells are paying roughly $869 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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92210 Home Insurance Average Premiums

Local 92210 homeowners insurance quotes comparison

$619 /yr.

Shows Zip Code: 92210 lowest rates with discounts applied on average.

For the 92210, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$619 /yr.
Average Coverage:$869 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1169 /yr.

What is the average home insurance cost for a home in 92210?

  • • The average homeowners insurance premium paid annually for a home in 92210 is around $869 per year.

What does it cost on average per month for home insurance in 92210?

  • • Homeowners in 92210 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 92210?

  • • Autoowners in 92210 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Indian Wells area, check out other zip codes nearby 92210.
Review average rates in another zip code:
92210 homeowners insurance rates

Home Replacement Cost Coverage in 92210

Average Building Cost Per Square Foot in 92210: $324

Location: Indian Wells, California (Riverside County)

Average Square Footage in 92210: 2,317 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92210 before you start any project. Indian Wells homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92210 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92210 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,317 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Indian Wells area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,317$750,700
Additional Upgrades & Added Features$4052,317$938,375
Major Home Updates or Advancements$4862,317$1,126,050

It's important to understand that when you estimate your replacement cost of your home in the 92210 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92210

Best Home & Auto Insurance Agencies in 92210

Housing Demographics for 92210

Population Review for 92210 Zip Code

For the city of Indian Wells, the population within 92210 has increased to over 7,880 residents in population size. The current population total is 4,757. We have broken down the population based on race below. In 92210, there are over 2203 in male population and 2554 females.

PopulationValues
Total Population4,757
White Population4195
Black Population38
Hispanic Population310
Asian Population131
Hawaiian Population5
Indian Population19
Other Population115
Male Population2203
Female Population2554
Population Estimate7880

Household Data for 92210

The average number of homes in 92210 is around 2,634, there are an average of 1.81 per household. The average house value according to local real estate values is around $750,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,634
Persons Per Household1.81
Average House Value$750,700
Income Per Household$120680
Median Age69.2
Median Age Male70.0
Median Age Female68.7
92210 DetailsValues
StateCA
State Full NameCalifornia
City TypeN
City Alias Abbreviation
Area Code760/442
CityIndian Wells
City Alias NameINDIAN WELLS
CountyRiverside
County FIPS065
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA6780
CSA348
CBSA40140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRiverside-San Bernardino-Ontario, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameRiverside-San Bernardino, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses214
Number Of Employees3342
Business First Quarter Payroll39417
Business Annual Payroll164631
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4224851
CBSA Division Population0
Congressional District41
Congressional LandArea316.54
Delivery Residential4354
Delivery Business138
Delivery Total15486
Preferred Last Line KeyZ21506
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State KeyZ21506
Land Area14.335000
Water Area0.270000
City Alias Code
City Mixed CaseIndian Wells
City Alias Mixed CaseIndian Wells
Box Count0
SFDU3119
MFDU291
State ANSI06
County ANSI065
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number055790
Unique ZIP Name
SSA State County Code05430
Medicare CBSA Code40140
Medicare CBSA NameRiverside-San Bernardino-Ontario, CA
Medicare CBSA TypeMetro
Market Rating Area ID17
County Mixed CaseRiverside

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]