Get multiple home insurance quotes in 92377. Our licensed 92377, CA agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 92377

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 92377, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Rialto, CA from a list of top tier nationwide insurers.

Our California licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 92377 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 92377

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Rialto, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

92377 Ratings: high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Rialto we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 92377, homeowners are seeing rates around 968 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 92377!

92377 Home Insurance Average Premiums

Local 92377 homeowners insurance quotes comparison

$718 /yr.

Shows Zip Code: 92377 lowest rates with discounts applied on average.

For the 92377, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$718 /yr.
Average Coverage:$968 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1268 /yr.

What is the average home insurance cost for a home in 92377?

  • • The average homeowners insurance premium paid annually for a home in 92377 is around $968 per year.

What does it cost on average per month for home insurance in 92377?

  • • Homeowners in 92377 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 92377?

  • • Autoowners in 92377 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rialto area, check out other zip codes nearby 92377.
Review average rates in another zip code:
92376 homeowners insurance rates
92377 homeowners insurance rates

Home Replacement Cost Coverage in 92377

Average Building Cost Per Square Foot in 92377: $324

Location: Rialto, California (San Bernardino County)

Average Square Footage in 92377: 1,291 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92377 before you start any project. Rialto homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92377 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92377 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,291 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rialto area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,291$418,300
Additional Upgrades & Added Features$4051,291$522,875
Major Home Updates or Advancements$4861,291$627,450

It's important to understand that when you estimate your replacement cost of your home in the 92377 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92377

Best Home & Auto Insurance Agencies in 92377

Housing Demographics for 92377

Population Review for 92377 Zip Code

For the city of Rialto, the population within 92377 has increased to over 20,760 residents in population size. The current population total is 20,734. We have broken down the population based on race below. In 92377, there are over 10123 in male population and 10611 females.

PopulationValues
Total Population20,734
White Population5386
Black Population3334
Hispanic Population12543
Asian Population691
Hawaiian Population87
Indian Population426
Other Population6883
Male Population10123
Female Population10611
Population Estimate20760

Household Data for 92377

The average number of homes in 92377 is around 5,586, there are an average of 3.70 per household. The average house value according to local real estate values is around $418,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,586
Persons Per Household3.70
Average House Value$418,300
Income Per Household$100625
Median Age36.2
Median Age Male35.6
Median Age Female36.7
92377 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code909/840
CityRialto
City Alias NameRIALTO
CountySan Bernardino
County FIPS071
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA6780
CSA348
CBSA40140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRiverside-San Bernardino-Ontario, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameRiverside-San Bernardino, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses197
Number Of Employees5022
Business First Quarter Payroll64663
Business Annual Payroll306102
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4224851
CBSA Division Population0
Congressional District33
Congressional LandArea288.58
Delivery Residential5611
Delivery Business116
Delivery Total14726
Preferred Last Line KeyZ22655
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State KeyZ22655
Land Area7.194000
Water Area0.000000
City Alias Code
City Mixed CaseRialto
City Alias Mixed CaseRialto
Box Count1152
SFDU1821
MFDU144
State ANSI06
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number056426
Unique ZIP Name
SSA State County Code05460
Medicare CBSA Code40140
Medicare CBSA NameRiverside-San Bernardino-Ontario, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseSan Bernardino

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]