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92411 Home Insurance Rates & Premiums

Did you know there are over 27,014 people living within the 92411 zip code area? There are over 6,831 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 92411.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in California are on the rise. The estimated average premium is around $938 a year for a standard homeowners insurance policy in San Bernardino. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: San Bernardino, CA Homeowners Insurance Quotes Online

92411 Home Insurance Average Premiums

Local 92411 homeowners insurance quotes comparison

$688 /yr.

Shows Zip Code: 92411 lowest rates with discounts applied on average.

For the 92411, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$688 /yr.
Average Coverage:$938 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1238 /yr.

What is the average home insurance cost for a home in 92411?

  • • The average homeowners insurance premium paid annually for a home in 92411 is around $938 per year.

What does it cost on average per month for home insurance in 92411?

  • • Homeowners in 92411 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 92411?

  • • Autoowners in 92411 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the San Bernardino area, check out other zip codes nearby 92411.
Review average rates in another zip code:
92405 homeowners insurance rates
92410 homeowners insurance rates
92411 homeowners insurance rates
92407 homeowners insurance rates
92404 homeowners insurance rates
92401 homeowners insurance rates
92408 homeowners insurance rates

Home Replacement Cost Coverage in 92411

Average Building Cost Per Square Foot in 92411: $324

Location: San Bernardino, California (San Bernardino County)

Average Square Footage in 92411: 736 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92411 before you start any project. San Bernardino homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92411 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92411 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 736 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Bernardino area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324736$238,400
Additional Upgrades & Added Features$405736$298,000
Major Home Updates or Advancements$486736$357,600

It's important to understand that when you estimate your replacement cost of your home in the 92411 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92411

Best Home & Auto Insurance Agencies in 92411

Housing Demographics for 92411

Population Review for 92411 Zip Code

For the city of San Bernardino, the population within 92411 has increased to over 27,256 residents in population size. The current population total is 27,014. We have broken down the population based on race below. In 92411, there are over 13259 in male population and 13755 females.

PopulationValues
Total Population27,014
White Population4036
Black Population2991
Hispanic Population22335
Asian Population556
Hawaiian Population116
Indian Population585
Other Population14661
Male Population13259
Female Population13755
Population Estimate27256

Household Data for 92411

The average number of homes in 92411 is around 6,831, there are an average of 3.91 per household. The average house value according to local real estate values is around $238,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,831
Persons Per Household3.91
Average House Value$238,400
Income Per Household$52281
Median Age29.6
Median Age Male28.5
Median Age Female30.8
92411 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias AbbreviationSN BERNRDNO
Area Code909/840
CitySan Bernardino
City Alias NameSAN BERNARDINO
CountySan Bernardino
County FIPS071
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA6780
CSA348
CBSA40140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRiverside-San Bernardino-Ontario, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameRiverside-San Bernardino, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses184
Number Of Employees3546
Business First Quarter Payroll47370
Business Annual Payroll211556
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4224851
CBSA Division Population0
Congressional District33
Congressional LandArea288.58
Delivery Residential6971
Delivery Business371
Delivery Total11156
Preferred Last Line KeyZ22789
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State KeyZ22789
Land Area4.705000
Water Area0.168000
City Alias Code
City Mixed CaseSan Bernardino
City Alias Mixed CaseSan Bernardino
Box Count411
SFDU6036
MFDU527
State ANSI06
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number056744
Unique ZIP Name
SSA State County Code05460
Medicare CBSA Code40140
Medicare CBSA NameRiverside-San Bernardino-Ontario, CA
Medicare CBSA TypeMetro
Market Rating Area ID17
County Mixed CaseSan Bernardino

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]