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92570 Home Insurance Quotes & Rates

Currently, the 14,863 homes within the 92570 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for California is around $906 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Perris, CA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 92570.

California is now ranking #24 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Perris home insurance quotes all in one place then GetHomeInsuranceQuotes.com of California has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 92570 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Perris, California home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Perris, CA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

92570 Home Insurance Average Premiums

Local 92570 homeowners insurance quotes comparison

$656 /yr.

Shows Zip Code: 92570 lowest rates with discounts applied on average.

For the 92570, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$656 /yr.
Average Coverage:$906 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1206 /yr.

What is the average home insurance cost for a home in 92570?

  • • The average homeowners insurance premium paid annually for a home in 92570 is around $906 per year.

What does it cost on average per month for home insurance in 92570?

  • • Homeowners in 92570 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 92570?

  • • Autoowners in 92570 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Perris area, check out other zip codes nearby 92570.
Review average rates in another zip code:
92571 homeowners insurance rates
92570 homeowners insurance rates

Home Replacement Cost Coverage in 92570

Average Building Cost Per Square Foot in 92570: $324

Location: Perris, California (Riverside County)

Average Square Footage in 92570: 1,007 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92570 before you start any project. Perris homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92570 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92570 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,007 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Perris area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,007$326,200
Additional Upgrades & Added Features$4051,007$407,750
Major Home Updates or Advancements$4861,007$489,300

It's important to understand that when you estimate your replacement cost of your home in the 92570 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92570

Best Home & Auto Insurance Agencies in 92570

Housing Demographics for 92570

Population Review for 92570 Zip Code

For the city of Perris, the population within 92570 has increased to over 59,163 residents in population size. The current population total is 59,015. We have broken down the population based on race below. In 92570, there are over 29962 in male population and 29053 females.

PopulationValues
Total Population59,015
White Population15439
Black Population3202
Hispanic Population43947
Asian Population1195
Hawaiian Population148
Indian Population1393
Other Population26238
Male Population29962
Female Population29053
Population Estimate59163

Household Data for 92570

The average number of homes in 92570 is around 14,863, there are an average of 3.95 per household. The average house value according to local real estate values is around $326,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,863
Persons Per Household3.95
Average House Value$326,200
Income Per Household$68305
Median Age31.9
Median Age Male31.2
Median Age Female32.5
92570 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code951
CityPerris
City Alias NamePERRIS
CountyRiverside
County FIPS065
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA6780
CSA348
CBSA40140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRiverside-San Bernardino-Ontario, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameRiverside-San Bernardino, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses580
Number Of Employees8816
Business First Quarter Payroll97001
Business Annual Payroll400296
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4224851
CBSA Division Population0
Congressional District39|41
Congressional LandArea204.4|316.54
Delivery Residential14978
Delivery Business467
Delivery Total16760
Preferred Last Line KeyZ22455
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State KeyZ22455
Land Area106.268000
Water Area0.106000
City Alias Code
City Mixed CasePerris
City Alias Mixed CasePerris
Box Count0
SFDU10394
MFDU669
State ANSI06
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number055946
Unique ZIP Name
SSA State County Code05430
Medicare CBSA Code40140
Medicare CBSA NameRiverside-San Bernardino-Ontario, CA
Medicare CBSA TypeMetro
Market Rating Area ID17
County Mixed CaseRiverside

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]