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Homeowners Insurance in 92703

For homeowners living in 92703, you want more affordable home insurance rates in Santa Ana, right? Our rates are very competitive for homeowners living in the great city of Santa Ana, CA. Many homeowners living in the 92703 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 92703 should appear in the zip code field ready to go. Comparing Santa Ana, CA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

92703 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Santa Ana pay around $900 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing California home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 92703 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Santa Ana homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your California home insurance premium today!

Get 92703 Homeowners Insurance Rates Now!

92703 Home Insurance Average Premiums

Local 92703 homeowners insurance quotes comparison

$650 /yr.

Shows Zip Code: 92703 lowest rates with discounts applied on average.

For the 92703, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$650 /yr.
Average Coverage:$900 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1200 /yr.

What is the average home insurance cost for a home in 92703?

  • • The average homeowners insurance premium paid annually for a home in 92703 is around $900 per year.

What does it cost on average per month for home insurance in 92703?

  • • Homeowners in 92703 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 92703?

  • • Autoowners in 92703 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Santa Ana area, check out other zip codes nearby 92703.
Review average rates in another zip code:
92705 homeowners insurance rates
92701 homeowners insurance rates
92703 homeowners insurance rates
92706 homeowners insurance rates
92704 homeowners insurance rates
92707 homeowners insurance rates

Home Replacement Cost Coverage in 92703

Average Building Cost Per Square Foot in 92703: $324

Location: Santa Ana, California (Orange County)

Average Square Footage in 92703: 1,500 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92703 before you start any project. Santa Ana homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92703 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92703 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,500 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Santa Ana area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,500$486,000
Additional Upgrades & Added Features$4051,500$607,500
Major Home Updates or Advancements$4861,500$729,000

It's important to understand that when you estimate your replacement cost of your home in the 92703 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92703

Best Home & Auto Insurance Agencies in 92703

Lydia Barraza-Farmers Insurance

Address: 1015 W 1st St, #D Santa Ana, CA 92703
Phone:
Website: http://www.farmersagent.com/lbarraza/
Info:

Fred Loya Insurance

Address: 902 W 1st St, Unit C Santa Ana, CA 92703
Phone:
Website: http://www.fredloya.com/
Info:

Allstate Insurance Company - Jesus Pacheco

Address: 828 N Bristol St Santa Ana, CA 92703
Phone:
Website: http://www.allstateagencies.com/072677?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 92703

Population Review for 92703 Zip Code

For the city of Santa Ana, the population within 92703 has increased to over 62,832 residents in population size. The current population total is 65,621. We have broken down the population based on race below. In 92703, there are over 34310 in male population and 31311 females.

PopulationValues
Total Population65,621
White Population9569
Black Population774
Hispanic Population50026
Asian Population11300
Hawaiian Population116
Indian Population2049
Other Population31159
Male Population34310
Female Population31311
Population Estimate62832

Household Data for 92703

The average number of homes in 92703 is around 13,939, there are an average of 4.48 per household. The average house value according to local real estate values is around $486,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,939
Persons Per Household4.48
Average House Value$486,000
Income Per Household$71807
Median Age33.5
Median Age Male32.9
Median Age Female34.5
92703 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code714/657
CitySanta Ana
City Alias NameSANTA ANA
CountyOrange
County FIPS059
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA5945
CSA348
CBSA31080
CBSA_DIV11244
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameOrange County, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses600
Number Of Employees5180
Business First Quarter Payroll51102
Business Annual Payroll223617
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population3010232
Congressional District45|46
Congressional LandArea330.39|71.72
Delivery Residential14025
Delivery Business1038
Delivery Total15386
Preferred Last Line KeyZ22856
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameAnaheim-Santa Ana-Irvine, CA
City State KeyZ22856
Land Area4.242000
Water Area0.000000
City Alias Code
City Mixed CaseSanta Ana
City Alias Mixed CaseSanta Ana
Box Count428
SFDU9032
MFDU2779
State ANSI06
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number056936
Unique ZIP Name
SSA State County Code05400
Medicare CBSA Code11244
Medicare CBSA NameAnaheim-Santa Ana-Irvine, CA
Medicare CBSA TypeMetro
Market Rating Area ID18
County Mixed CaseOrange

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]