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92821 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 92821 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Brea, CA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 92821.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 92821 and start shopping.

Quickly and Easily Compare Average Rates for 92821

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Brea, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 92821

Homeowners in Brea are paying roughly $973 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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92821 Home Insurance Average Premiums

Local 92821 homeowners insurance quotes comparison

$723 /yr.

Shows Zip Code: 92821 lowest rates with discounts applied on average.

For the 92821, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$723 /yr.
Average Coverage:$973 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1273 /yr.

What is the average home insurance cost for a home in 92821?

  • • The average homeowners insurance premium paid annually for a home in 92821 is around $973 per year.

What does it cost on average per month for home insurance in 92821?

  • • Homeowners in 92821 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 92821?

  • • Autoowners in 92821 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brea area, check out other zip codes nearby 92821.
Review average rates in another zip code:
92823 homeowners insurance rates
92821 homeowners insurance rates

Home Replacement Cost Coverage in 92821

Average Building Cost Per Square Foot in 92821: $324

Location: Brea, California (Orange County)

Average Square Footage in 92821: 2,163 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92821 before you start any project. Brea homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92821 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92821 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,163 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brea area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,163$700,900
Additional Upgrades & Added Features$4052,163$876,125
Major Home Updates or Advancements$4862,163$1,051,350

It's important to understand that when you estimate your replacement cost of your home in the 92821 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92821

Best Home & Auto Insurance Agencies in 92821

Mauricio Solorzano-Farmers Insurance District Mgr

Address: 203 N Brea Blvd, Ste 202 Brea, CA 92821
Phone:
Website:
Info:

Allstate Insurance

Address: 747 S Brea Blvd Brea, CA 92821
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Brea Life Insurance

Address: 2300 Stony Ln Brea, CA 92821
Phone:
Website:
Info:

Teresa Cuellar-Farmers Insurance

Address: 203 N Brea Blvd, Ste 110 Brea, CA 92821
Phone:
Website:
Info:

Allstate Insurance Company - Maggy Wong

Address: 860 W Imperial Hwy Brea, CA 92821
Phone:
Website: http://www.allstateagencies.com/058402?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 92821

Population Review for 92821 Zip Code

For the city of Brea, the population within 92821 has increased to over 42,659 residents in population size. The current population total is 41,335. We have broken down the population based on race below. In 92821, there are over 19922 in male population and 21413 females.

PopulationValues
Total Population41,335
White Population19070
Black Population766
Hispanic Population11915
Asian Population10564
Hawaiian Population66
Indian Population356
Other Population4510
Male Population19922
Female Population21413
Population Estimate42659

Household Data for 92821

The average number of homes in 92821 is around 14,995, there are an average of 2.74 per household. The average house value according to local real estate values is around $700,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,995
Persons Per Household2.74
Average House Value$700,900
Income Per Household$105330
Median Age39.8
Median Age Male38.6
Median Age Female40.9
92821 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code714/657
CityBrea
City Alias NameBREA
CountyOrange
County FIPS059
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA5945
CSA348
CBSA31080
CBSA_DIV11244
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameOrange County, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2286
Number Of Employees45980
Business First Quarter Payroll870918
Business Annual Payroll3390356
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population3010232
Congressional District40|45
Congressional LandArea57.69|330.39
Delivery Residential15569
Delivery Business2563
Delivery Total17300
Preferred Last Line KeyZ20351
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameAnaheim-Santa Ana-Irvine, CA
City State KeyZ20351
Land Area14.136000
Water Area0.026000
City Alias Code
City Mixed CaseBrea
City Alias Mixed CaseBrea
Box Count0
SFDU8239
MFDU2360
State ANSI06
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number050930
Unique ZIP Name
SSA State County Code05400
Medicare CBSA Code11244
Medicare CBSA NameAnaheim-Santa Ana-Irvine, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseOrange

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]